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Important Current Affairs Quiz for Bank Mains Exams 2021- 26th September

Q1. Which bank has opened a floating ATM on a Houseboat at Dal Lake in Jammu and Kashmir’s Srinagar for the convenience of locals and tourists?
(a) Punjab National Bank
(b) Jammu & Kashmir Bank
(c) ICICI Bank
(d) State Bank of India
(e) None of the above

Q2. Reserve Bank of India has imposed a penalty of Rs 50.35 lakh on Janalaxmi Co-operative Bank for non-compliance with certain regulatory requirements. Where is headquarter of it?
(a) Nashik
(b) Mumbai
(c) Pune
(d) Kolkata
(e) None of the above

Q3. The Reserve Bank of India (RBI) has announced the launch of the ‘Scheme of Penalty for non-replenishment of ATMs’. This scheme is effective from which of the following period?
(a) 31 December, 2021
(b) 1 November, 2021
(c) 1 October, 2021
(d) 30 September, 2021
(e) None of the above

Q4. Which of the following bank has been empanelled by the Reserve Bank of India (RBI) to act as an ‘Agency Bank’?
(a) Federal Bank
(b) State Bank of India
(c) HDFC Bank
(d) IndusInd Bank
(e) None of the above

Q5. Give the name of a bank which announced the launch of an overdraft facility for small retailers in partnership with CSC SPV. The scheme is known as ‘Dukandar Overdraft Scheme’.
(a) India Overseas Bank
(b) HDFC Bank
(c) Axis Bank
(d) IndusInd Bank
(e) None of the above

Q6. Central Government has approved the Indian Banks’ Association’s (IBA) proposal to increase the family pension to how much percent of the last salary drawn?
(a) 20%
(b) 25%
(c) 30%
(d) 40%
(e) None of the above

Q7. The Reserve Bank of India has raised the limit for collateral-free loans to Self-Help Groups (SHG) under the DAY-NRLM from Rs.10 lakh to Rs.________.
(a) 15 lakh
(b) 20 lakh
(c) 25 lakh
(d) 30 lakh
(e) None of the above

Q8. Which Small Finance Bank has unveiled a mega Brand Campaign which is titled as ‘BADLAAV Humse Hai’?
(a) Jana Small Finance Bank
(b) Ujjivan Small Finance Bank
(c) Suryodaya Small Finance Bank
(d) AU Small Finance Bank
(e) None of the above

Q9. Which bank has announced the introduction of ‘Green & Sustainable Deposits’ to safeguard the environment from climate change?
(a) Axis Bank
(b) HDFC Bank
(c) Canara Bank
(d) Indian Bank
(e) None of the above

Q10. The Reserve Bank of India is putting in place a Platform called ‘PRISM’ which is a web-based end-to-end workflow automation system, to strengthen compliance by supervised entities (SEs). What is the abbreviation of ‘I’ in PRISM?
(a) International
(b) Interconnected
(c) Insecure
(d) Integrated
(e) None of the above

Solutions

S1.Ans(d)
Sol. State Bank of India has opened a floating ATM on a Houseboat at Dal Lake in Jammu and Kashmir’s Srinagar for the convenience of locals and tourists. The floating ATM was inaugurated by SBI Chairman Dinesh Khare.

S2.Ans(a)
Sol. Reserve Bank of India has imposed a penalty of Rs 50.35 lakh on Janalaxmi Co-operative Bank, Nashik for non-compliance with certain regulatory requirements.

S3.Ans(c)
Sol. The Scheme shall be effective from October 01, 2021.

S4.Ans(d)
Sol. The IndusInd Bank has been empanelled by the Reserve Bank of India (RBI) to act as an ‘Agency Bank’.

S5.Ans(b)
Sol. HDFC Bank announced the launch of an overdraft facility for small retailers in partnership with CSC SPV. The Scheme is known as ‘Dukandar Overdraft Scheme’.

S6.Ans(c)
Sol. Central Government has approved the Indian Banks’ Association’s (IBA) proposal to increase the family pension to 30% of the last salary drawn.

S7.Ans(b)
Sol. The Reserve Bank of India has raised the limit for collateral-free loans to Self-Help Groups (SHG) under the DAY-NRLM (Deendayal Antyodaya Yojana – National Rural Livelihoods Mission) from Rs. 10 lakhs to Rs. 20 Lakhs.

S8.Ans(d)
Sol. AU Small Finance Bank, India’s Largest SFB has unveiled a mega Brand Campaign, aptly titled ‘BADLAAV Humse Hai’. This is the first integrated marketing communication campaign from AU Bank since its inception.

S9.Ans(b)
Sol. HDFC Bank has announced the introduction of ‘Green & Sustainable Deposits’ to safeguard the environment from climate change.

S10.Ans(d)
Sol. The Reserve Bank of India is putting in place a Platform for Regulated Entities for Integrated Supervision and Monitoring (PRISM), a web-based end-to-end workflow automation system, to strengthen compliance by supervised entities (SEs).

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