place New Delhi
panel- 1 female (super pretty) 3 male ( 1 senior 2 other mid-aged)
entered the room wished them and was offered a seat..i said thank you.
M1- in one go tell about yourself, your family, your education.
me- told all as this was the only thing I prepared
M2- your father is retired..in which debt he was and what was his work.
me- (not very sure ) he is in agriculture dept…and his work was to review the files if there were any errors.
M2- so what percent of indian population is in agri.
me-70-80%..(a wild guess)
M3-u have done engg in 2016 so what were u doing till now
I wished I could have said u released results 1 yr later what were u doing till now.
me-gave a few exams ..cleared prelims but couldn’t make it in finals..was put in bob interview and selected in reserve list of RRB oa.
M1- which list
me –-rrb oa…office assistant..
F1(the sweetest interviewers I have ever seen)--so why u want to be in a bank after engg?
me--was bad at engg..didnt get placed bcz no college in campus plcmnt..inclination toward news related to finance and banking..like to read live mint bla bla..
M3- why do we open a bank account
me–the basic reason is to keep the money at a safe place..banks also provide interest so extra earnings also.
M3-no we open a bank account for future use so that we can use money later( i didn’t get what was he trying to say..we obviously open an account to keep our money safe for future use we invest in assets shares fd rd)
M2-if I ask u to convince the shopkeeper to open an account how will u?
me- I will tell him about the products of banks..will tell him the benefits of banking..
M1-what are the basic function of a bank?
me- to provide loans, to provide a means for financial transaction, to keep money safe.
M2- if I give u a branch how will u bring business to the bank?
me- will organize camps and will educate ppl about benefits of banking.
M3-but this contradicts your view of making policies (i earlier said I want to be at a place where I can frame policy for banks and then he corrected me that policies are framed by rbi, not banks)
me-yes but management comes everywhere and bringing business is all about management..( he didn’t look satisfied at all) then I added that I will do my best in whichever field I will be in..
M1-have u visited banks website?
me-no sir but just gave a glance when I was in the waiting room..(at this point I was like kaisa panel hai ye bhai)
M1-what did u liked?
me-nothing much sir..its okay
M3-when was the result declared?
me-3rd Jan 2018
M3-Have u studied for this interview?
me- no sir..was not well for few days..
M3- so this was not much u could have studied.
me-sir focus nai bn pata..
F1 only helped me because the males were not able to frame the questions in English correctly which made me difficult to understand..so she time and again repeated their statements in proper English..she was nice:)
then they said thank you i went out took a deep breath and went straight to have a coffee