JAIIB IE & IFS Syllabus 2025, Pattern and Preparation Strategy

The Junior Associate of the Indian Institute of Bankers (JAIIB) exam is an essential qualification for banking professionals looking to enhance their understanding of banking operations and progress in their careers. One of the core papers in the JAIIB exam is Indian Economy and Indian Financial System (IE & IFS). This paper is the first among the four compulsory subjects and focuses on providing candidates with knowledge of the Indian economic environment and the structure of the financial system.

JAIIB IE & IFS Syllabus 2025

The syllabus for IE & IFS is structured into four modules. Each module covers specific areas related to the Indian economy and the functioning of the financial system.

Module A: Indian Economic Architecture
This module gives an overview of the Indian economy, including its evolution and structural features. It covers the history and types of economic planning in India and the objectives behind them. The module also discusses the primary, secondary, tertiary, quaternary, and quinary sectors and their contribution to the Indian GDP.

Module B: Economic Concepts Related to Banking
This section deals with basic economic terms and theories that are directly connected to the banking industry. Topics include inflation, deflation, demand and supply, monetary and fiscal policies, and how they influence the functioning of financial institutions.

Module C: Indian Financial Architecture
Candidates will study the roles of key financial institutions like RBI, SEBI, NABARD, and others. The structure and functioning of financial markets such as the money market and capital market are explained, along with the instruments used in these markets.

Module D: Financial Products and Services
This module focuses on banking and financial products, including deposits, loans, insurance, mutual funds, and pension schemes. It aims to provide an understanding of the various financial services that banks offer.

JAIIB Exam Pattern 2025

Understanding the pattern of the JAIIB exam is crucial for preparation. The exam is conducted in online mode. There are four papers in total, including IE & IFS, Principles and Practices of Banking (PPB), Accounting and Financial Management for Bankers (AFM), and Retail Banking and Wealth Management (RBWM).

Each paper consists of 100 multiple-choice questions. The total marks allotted per paper are 100 and candidates are given 2 hours to complete each paper. There is no negative marking. To pass, candidates must score a minimum of 50 marks in each subject or at least 45 marks in each subject with an overall aggregate of 50 percent.

Preparation Strategy for IE & IFS

To succeed in the IE & IFS paper, a well-organized preparation plan is essential. Start by thoroughly understanding the syllabus. Break down each module and identify which areas you are already comfortable with and which need more attention.

Use study materials that align with the latest syllabus. Bankersadda offers updated resources including notes, practice sets, and video lectures to guide you through the topics. These are particularly helpful for grasping complex concepts.

Regular practice is a must. Solve previous year papers and take mock tests to get a feel of the actual exam. This not only boosts your confidence but also helps with time management during the exam.

Ensure conceptual clarity in each topic. Instead of memorizing information, try to understand the logic behind economic and financial concepts. This approach will help you tackle application-based questions more effectively.

Keeping yourself updated with the latest developments in the Indian economy and financial system will also benefit your preparation. Real world awareness can help you relate theoretical knowledge to current events, which often proves useful in the exam.