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JAIIB Paper 1 Syllabus 2022 Topic wise Paper 1 Syllabus & Preparation Tips

JAIIB Paper 1 Syllabus 2022: JAIIB Syllabus 2022 is the backbone of the JAIIB Exam 2022 because the syllabus provides a clear understanding and clarity of the Exam. JAIIB Syllabus is vast and is one of the most important factors with which a candidate needs to be thorough enough to understand the exam preparation process. The Indian Institute of Banking and Finance(IIBF) lay down the JAIIB Exam pattern and syllabus. To prepare in a strategic manner aspirants should be well aware with the latest exam patter and JAIIB Syllabus 2022. For the sake of aspirants we have provided the JAIIB Syllabus 2022 in a comprehensive manner.

JAIIB Paper 1 Syllabus 2022 Topic wise Paper 1 Syllabus & Preparation Tips

There will be 3 papers in the JAIIB Examination 2022 going to be conducted on 11th,12th, and 19th June 2022. Each paper of JAIIB is divided into different modules. A candidate needs to cover all three paper and their different modules to clear the JAIIB Exam 2022. The detailed exam pattern for JAIIB exam 2022 is given in the table below:

Subjects No. of Questions Total Marks Duration
Principles and Practices of Banking 120 100 2 hours
Accounting and Finance for Bankers 120 100 2 hours
Legal and Regulatory Aspects of Banking 120 100 2 hours

In the article below we have discussed the JAIIB paper 1 syllabus 2022 in a detailed manner.

JAIIB Paper 1 Syllabus 2022 Check in Hindi

JAIIB Paper 1 Syllabus: Principles and Practices of Banking

Paper-1 of JAIIB Exam 2022 is Principles and Practices of Banking which is further divided into five modules. A candidate should be familiar with all the topics of the five modules so that paper 1 becomes the most scored subject in the JAIIB Exam 2022. Different modules of JAIIB Paper 1 along with their topics are discussed below.

Module A: Indian Financial System

First Module of the JAIIB Paper 1 Syllabus is The Indian Financial System. In the table below the units and their respective topics are given:

Name of the Unit Topics
Indian Financial System – Overview Role of RBI, Commercial Banks, NBFCs, PDs, FIs, Cooperative Banks, CRR, SLR; Equity & Debt Market; IRDA
Banking Regulation Constitution, Objectives, Functions of RBI; Tools of Monetary Control; Regulatory Restrictions on Lending
Role of Money Markets, Debt Market and Forex Market Types of Money & Debt Market Instruments incl. G-Secs; ADs, FEMA, LIBOR, MIBOR, etc.
Role & Functions of Capital Markets, SEBI Overview of Capital Market; Stock Exchange; Commonly used Terms; Types of Capital Issues; Financial Products/ Instruments including ASBA, QIP; SEBI; Registration of Stock Brokers, Sub brokers, Share Transfer Agents, etc. QIBs
Mutual Funds & Insurance Companies, Bancassurance & IRDA Types of Mutual Funds, its Management & its Role; Role & Functions of Insurance Companies Bancassurance; IRDA
Factoring, Forfaiting Services and Off-Balance Sheet items Types & advantages of Factoring & forfeiting services; Types of off-balance sheet items
Risk Management, Basel Accords Introduction to Risk Management; Basel I, II & III Accords
CIBIL, Fair Practices Code for Debt  collection, BCSBI Role and Functions of CIBIL; Fair Practices Code for Debt Collection; Codes of BCSBI
Recent Developments in the Financial System Structure, Reforms in the Indian Financial System; recent developments in Money, Debt, Forex Markets; Regulatory Framework; Payments and Settlement System

Module B: Functions of Banks

Module B deals with the function of banks. The units and topics of functions of Banks are summarized in the table below.

Name of the Unit Topics
Banker Customer Relationship Types; Different Deposit Products & Services; Services to Customers & Investors
KYC/ AML / CFT norms PMLA Act; KYC Norms
Bankers’ Special Relationship Mandate; POA; Garnishee Orders; Banker’s Lien; Right of Set-off
Consumer Protection – COPRA, Banking Ombudsman Scheme Operational Aspects of COPRA Act & Banking Ombudsman Scheme
Priority Sector Advances Targets; Sub-Targets; Recent Developments
Agricultural Finance Types of Agricultural Loans; Risk Mitigation in agriculture (NAIS, MSP etc. )
Micro, Small and Medium Enterprises MSMED Act, 2006 Policy Package for MSMEs; Performance and Credit Rating Scheme; Latest Developments
Government Sponsored Schemes SGSY; SJSRY; PMRY; SLRS
Payment and Collection of Cheques and Other Negotiable Instruments NI Act; Role & Duties of Paying & Collecting Banks; Endorsements; Forged Instruments; Bouncing of Cheques; Its Implications; Return of Cheques; Cheque Truncation System
Opening accounts of various types of customers Operational Aspects of opening and Maintaining Accounts of Different Types of Customers including Aadhar, SB Rate Deregulation
Ancillary Services Remittances; Safe Deposit Lockers; Govt. Business; EBT
Cash Operations Cash Management Services and its Importance
Principles of lending, Working Capital  Assessment and Credit Monitoring Cardinal Principles; Non-fund Based Limits; WC; Term Loans; Credit Appraisal Techniques; Sources of WC Funds & its Estimation; Operating Cycle; Projected Net WC; Turnover Method; Cash Budget; Credit Monitoring & Its Management; Base Rate
Self Help Groups Need for & Functions of SHGs; Role of NGOs in Indirect Finance to SHGs; SHGs & SGSY Scheme; Capacity Building
Credit Cards, Home Loans, Personal Loans, Consumer Loans Operational Aspects, Advantages, Disadvantages & Guidelines of Credit Cards; Procedure and Practices for Home Loans, Personal Loans and Consumer Loans
Documentation Types of Documents; Procedure; Stamping; Securitization
Different Modes of Charging Securities Assignment; Lien; Set-off; Hypothecation; Pledge; Mortgage
Types of collaterals and their characteristics Land & Buildings; Goods; Documents of Title to Goods; Advances against Insurance Policies, Shares, Book Debts, Term Deposits, Gold, etc.; Supply Bills
Non Performing Assets Definition; Income Recognition; Asset Classification; Provisioning Norms; CDR
Financial Inclusion BC; BF; Role of ICT in Financial Inclusion, Mobile based transactions, R SETI
Financial Literacy Importance of financial literacy, customer awareness

Module C: Banking Technology

Banking Technology is the third module of the JAIIB Paper 1 syllabus which mainly consists of topics related to technology in banking.

Name of the Unit Topics
Essentials of Bank Computerization Computer Systems; LANs; WANs; UPS; Core Banking
Payment Systems and Electronic Banking ATMs; HWAK; PIN; Electromagnetic Cards; Electronic Banking; Signature Storage & Retrieval System; CTS; Note & Coin Counting Machines; Microfiche; NPC;  RUPAY
Data Communication Network and EFT systems Components & Modes of Transmission; Major Networks in India; Emerging Trends in Communication Networks for Banking; Evolution of EFT System; SWIFT; Automated Clearing Systems; Funds Transfer Systems; Recent Developments in India
Role of Technology Upgradation and its impact on Banks Trends in Technology Developments; Role & Uses of Technology Upgradation; Global Trends; Impact of IT on Banks
Security Considerations Risk Concern Areas; Types of Threats; Control Mechanism; Computer Audit; IS Security; IS Audit; Evaluation Requirements
Overview of IT Act Gopala Krishna Committee Recommendations
Preventive Vigilance in Electronic Banking Phishing; Customer Education; Safety Checks; Precautions

Module D: Support Services Marketing of Banking Services/Products

The units and topics involved in Module D are discussed in the table below:

Name of the Unit Topics
Marketing – An Introduction Concept; Management; Products & Services; Marketing Mix; Brand Image
Social Marketing/ Networking Evolution, Importance & Relevance of Social Marketing/ Networking
Consumer Behavior and Product Consumer Behavior; Product Planning, Development, Strategies, etc.; CRM
Pricing Importance, Objectives, Factors, Methods, Strategies of Pricing; Bank Pricing
Distribution Distribution Channels; Channels for Banking Services; Net Banking; Mobile Banking
Channel Management Meaning, Levels, Dynamics, Advantages
Promotion Role of Promotion in Marketing; Promotion Mix
Role of Direct Selling Agent/ Direct Marketing Agent in a bank Definition; Relevance; Banker as DSA/ DMA; Delivery Channels in Banks; Benefits
Marketing Information Systems – a longitudinal analysis Functions & Components of MKIS; MKIS Model; Use of Computers & Decision Models; Performance of MKIS; Advantages

Module E: Ethics in Bank and Financial Institutions

Ethics is a necessary thing in banks and Financial Institutions. The fifth module of the Principles and Practices of Banking is related to ethics.

Name of the Unit Topics
Ethics, Business Ethics & Banking: An  integrated Perspective Business Ethics, Ethical Foundation and Banking Ethics in Global and Indian Contexts
Ethics at the Individual Level Values, Norms, Beliefs, Morality, Conflict, Integrity, Golden Rule, Dilemmas, Decision-Making
Ethical Dimensions: Employees Obligation to Bank/ Third Parties, Abuse of Official Position, Sexual Harassment, Conflict of Interest, Fair Accounting Practices, HRM Ethics, Employees as Ethics Ambassadors & Managers as Ethical Leaders
Work Ethics and the Workplace Work Ethics, Benefits of Ethical Behavior, Unethical Behavior: Causes and Remedies, Code of Ethics Manual, Whistleblowing in Banks, Whistleblowing Laws in India
Banking Ethics: Changing Dynamics Ethics and Technology, Data Security and Privacy, Intellectual Property Rights, Patents and Proprietary Rights, Ethics of Information Security, Cyber Threats, Digital Rights Management

JAIIB Exam Related Links:

JAIIB Admit Card 2022 Strategy to crack JAIIB Exam 2022
JAIIB Syllabus 2022 JAIIB June Exam Date 2022

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FAQs: JAIIB Paper 1 Syllabus 2022

Q1. How many papers are there in the JAIIB Exam 2022?

Ans. There are 3 papers in the JAIIB Exam 2022.

Q2. How many modules are there in JAIIB Paper 1 Syllabus 2022?

Ans. There are 5 modules in JAIIB Paper 1 Syllabus 2022.

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