SBI CBO Exam Analysis 2020: Check SBI Circle Based Officer Exam Review

SBI CBO Exam Analysis: The State Bank of India has conducted the online written test for Circle-Based Officer (CBO) on 28th November 2020. The SBI CBO exam has been conducted to recruit 3850 Circle-based Officers in the branches of SBI in India and abroad. Earlier, the SBI had introduced the online written test for the CBO exam with no sectional cut-off. The merit list will be made out on the basis of the aggregate marks scored in the online test.  This list will be prepared state wise & category wise separately.

SBI CBO Exam 2020- Key Highlights

  • Total time allowed: 2 hrs 30 minutes
  • Exam Pattern- Objective & Descriptive
  • Total question: 200 questions+ Descriptive Paper
  • Sectional Cut Off- No
  • Negative Marking- Yes
  • Exam Level- Moderate

SBI CBO Exam Pattern 2020

A. Name of Test for
SBI Circle Based Officer 2020
No of Ques Max Marks       Duration
General/ Economy/
Banking Awareness/
Preventive Vigilance/ Legal Issues
30 60 30 mins
Data Analysis & Interpretation 20 40 30 mins
Reasoning & Computer Aptitude 30 60 30 mins
English Language 20 40 30 mins
Total 100 200 2 Hrs
B. Name of Test (Descriptive Test) No of Questions Max Marks Duration
Letter Writing 1 25 30 mins
Essay-250 words on banking related 1 25
Total 2 50 30 mins
Total (A+B) 250 2 Hrs 30 Mins

SBI CBO Exam Analysis 2020

In this article, today we’ll provide the SBI CBO exam analysis and review for all the students who are preparing for bank jobs or government jobs. This analysis will help you in understanding the paper pattern (both Objective and Descriptive Paper), difficulty level, and nature of the questions asked. As per the feedback received from some of the students who have appeared in this SBI CBO 2020 exam, the paper was of Easy to Moderate Level.

SBI CBO Exam Analysis: Overall Good Attempt 

Overall the level of the SBI CBO exam was moderate, here are the details of the good attempts reported by students who have appeared in the exam.

Subject Good Attempt
General/ Economy/ Banking Awareness/ KYCAML/ Preventive Vigilance/ Legal Issues 16-21
Data Analysis & Interpretation 13-15
Reasoning & Computer Aptitude 16-21
English Language 14-17
Overall Good Attempts 59-74

Share the number of questions you have attempted in the comments section.

The above given good attempts (in terms of the number of questions) may vary from one category to another and one state to another as the SBI CBO notification has been released for the number of vacancies for each state. Now, we’ll discuss this SBI CBO exam analysis in detail section-wise.

Test of English Language

The level of the questions asked in this section was easy to moderate. The analysis that we are presenting here is based on the review collected from the students who have appeared in the exam. You can also share the topics with us in the comments section or by emailing us at-

English Language
Topic No. of Questions Level
Reading Comprehension 5 Easy
Fill in the Blanks 5 Easy
Sentence Rearrangement 5 Easy
Grammatical Error Correction 5 Moderate
Total 20 Moderate

The Passage was based on- Toxic Waste by Developed/Developing Countries

Test of Reasoning & Computer Aptitude

The Reasoning and Computer Aptitude section was moderate as reported by some of the students. The following were the types of puzzles and seating arrangement asked in this exam-

  • Linear Seating Arrangement- 8 People, 4 North, 4 South| 1 Circular Arrangement 8 people looking at center.
Reasoning & Computer Aptitude
Topic No. of Questions Level
Puzzle and Seating Arrangement 20 Moderate
Syllogism 4 Easy
Blood Relation 3 Easy
Miscellaneous 3 Easy
Total 30 Moderate

No Question from Computer Section.


Test Of General/ Economy/ Banking Awareness/ KYCAML/ Preventive Vigilance/ Legal Issues 

This General/Economy/Banking Awareness/ KYCAML/ Preventive Vigilance/Legal Issues section had questions from all the mentioned topics and students found this moderate to difficult to attempt. In the section, questions from the following topics were asked in the exam-

  1. CIBIL Maximum Score?
  2. OCEN Full Form
  3. 1 Pound= INR?
  4. Floating Rate Saving Bond
  5. FASTAG Validity
  6. UAPA 1967 ACT
  7. RAMSAR Convention
  8. Transparency International HQ
  9. Indian Stamp Act
  10. NSFI period
  11. PSLC
  12. Wilful Defaulter Limit
  13. Languages in Indian currency
  14. PM SVANidhi
  15. How long the bank will maintain the details of the account holder after closing the account?
  16. Lien Concept
  17. For suit filing minimum amount?
  18. partnership firms ownership percentage?
  19. which organization takes care of making sure that no terrorist organization or in person doesn’t had any account with any bank?
  20. Vigilance Week
  21. Punitive Vigilance
  22. EWS
  23. Apprentice Act
  24. Whistle Blower
  25. DRT
  26. BR Act 1949
  27. One question on Cooperative Bank
  28. One question on Rojgar Yojna
  29. One question on Trust – Trustee
  30. One question on Exchange Rate

Test of Data Analysis & Interpretation 

The questions asked in this section were difficult from a calculation point of view. There were 3 sets of DI –

  • Line Graphs
  • Tabular
  • Caselet- Easy
Data Analysis & Interpretation 
Topic No. of Questions Level
DI 20 Calculative- Difficult
Total 20 Calculative

Descriptive Test (Letter Writing and Essay)

In the descriptive test of SBI CBO, there were two topics asked- each from the Letter writing and Essay. Both the topics were easy to moderate.

Letter Writing- 3 Topics were given and students had to write on one Topic.

  1. You are not at home and Cheque Book returned. Write a letter to Postmaster for it.
  2. Your Junior is misbehaving with all, write a letter to senior about this.
  3. A letter to the regional head, to increase the number of ATMs in your area.

Essay Topic- Here again 3 topics given, you had to write on one-

  1. Role of NBFC in Indian Economy
  2. Agriculture in India.
  3. Banking Reform after 1992

SBI CBO Interview Preparation Batch | Multilingual

Frequently Asked Questions (FAQs)

Q. How was the difficulty level of the SBI CBO 2020 Exam?

Ans. The exam was easy to moderate, however, some students reported that Data Analysis and interpretation paper was a bit calculative.

Q. What are the average good attempts for this exam?

Ans. Since the number of vacancies varies from one state to another, hence the good attempts will vary accordingly. On average, we can say 78-86 are good attempts for SBI CBO exam 2020.

Q. Which section was toughest in SBI CBO 2020 exam?

Ans. As per some students who appeared in this exam, the Date Analysis and Interpretation section was the toughest of all.

Q. What was the Level of Data Analysis and Interpretation section in the SBI CBO 2020 exam?

Ans. The Level of DI for SBI CBO Exam was Moderate.