Can You Appear for Bank Exam Before Graduation?

Many students often ask this questions wheather they are eligible to apply for bank exams or not? Well the answer is no. A student cannot apply for bank exams before completing their graduation but they can apply if they are in the final year of their graduation. We will try to answer this question in more detail by giving you the eligibility criteria of banking exam. In this article we will be covering the eligibility criteria of three main examinations in banking sector namely:

  • BankClerk
  • Bank Probationary Officer
  • Bank Specialist Officer

Though this year there is a notification release by NABARD for the recruitment of Office attendant for which only 10+2 were eligible to apply. Students can expect more such vacancies in future as well. For more information you can go through, NABARD Office Attendant Recruitment 2019: Check Official Notification

Also, RBI had released notification for the post of office attendant in the year 2017, although no such notification has been released since then but we can surely expect such vacancies coming in future. For more information you can go through, RBI Office Attendant 2017-18 – Notification FAQs

Practice With,

Bank Eligibility Criteria 2020

Banking sector has eligibility criteria based on certain factors like: candidate’s nationality, age and educational qualification. Also if you are a candidate seeking reservation under SC/ ST/ OBC / EWS and PwD then you  have to fulfil other eligibility criteria as well. Merely, fulfilling  the eligibility criteria does not guarantee a job in banks.

Bank Exams 2020: Eligibility Based On Nationality

Eligigbility based on nationality is same for all the three posts. Only candidates falling under the given below condition are eligible to apply:

  • A Citizen of India


  • A Subject of Nepal


  • A Subject of Bhutan


  • A Tibetan Refugee who came to India prior to January 1, 1962 with the intention of permanently settling in India


  • A person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.

*Candidates belonging to categories (2), (3), (4) and (5) are required to possess and produce, whenever asked by IBPS, a certificate of eligibility issued by the Government of India.

Also Read,

What is Repo Rate ? What is PMJDY? CLR Vs SLR Coronavirus Count 

Bank Exams 2020:  Age Criteria

The minimum and maximum age of a candidates must be between 20 and 30 years of age and it may differ from bank to bank and it is similar for PO and SO while for Clerk the minimum and maximum age limit is between 20 years to 28 years. However, there is age relaxation provided to candidates belonging to reserved categories as mentioned below:

Category Age Relaxation
SC/ ST (Scheduled Caste/ Scheduled Tribe) 5 years
OBC (Other Backward Classes – Non Creamy Layer) 3 years
PwD (Persons With Disabilities) 10 years
Ex-Servicemen, Commissioned Officers which inlcudes Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs). These candidates must have gained at least 5 years of military service and have been released on completion of the assignment (including those whose assignment is due within a year) 5 years
Persons originally domiciled in Jammu and Kashmir from January 1, 1980 to December 31, 1989 5 years
Persons affected by 1984 riots 5 years
  1.  Age limit relaxation is prvided to SC/ ST/ OBC candidates is allowed on cumulative basis with only one of the remaining categories for which age relaxation is permitted.
  2.  Age limit relaxation is not  provided to General and Economically Weaker Section Category candidates.
  3. Candidates seeking any benfit of age relaxation will have to produce supporting documents in original and photocopies at any stage of the recruitment process as required by Organisation.
  4. If an Ex-servicemen who once joined a Government job on the civil side after availing the benefits given to him as an Ex-servicemen for his re-employment, his Ex-servicemen status for the purpose of re-employment in Government recruitment ceases.
  5. There is no provision of reservation for Ex-servicemen in Officers’ Cadre.

Also Read,

List of Presidents List of Prime Ministers Largest State of India Governers of RBI

Banks Exams 2020: Education Eligibility 

Candidate having  Graduation Degree in any discipline from a recognized University or any equivalent qualification recognized by the Central Government but for SO it differs as they have to have specialization in their respective field as mention in the application form.

  • It is requires that Student must have passed the qualifying exam.
  • The date mentioned on marksheet/ scorecard will be considered as the date of passing the degree.
  • Candidate is required to submit the document proving the fulfillment of educational qualification requirement.
  • If a candidate’s result is posted on University’s website and web based certificate is issued then proper certificate in original issued and signed by the appropriate authority of the University indicating the date of passing properly mentioned thereon will be reckoned for verification and further process.
  • Candidates are require  to clearly specify the percentage obtained in Graduation calculated to the nearest two decimals in the online application.
  • Candidates are require to convert the CGPA/OFPA awarded by the university into percentage as mention in the online application.
  • Calculation of Percentage: Candidate’s  percentage marks shall be arrived at by Dividing the total marks obtained by the candidate in all the subjects in all semesters/years By aggregate maximum marks in all the subjects multiplied by 100.
  • This rule will be applicable for those Universities as well where Class/ Grade is decided on basis of Honours marks only.
  • The fraction of percentage arrived will be ignored i.e. 59.99% will be treated as less than 60% and 54.99% will be treated as less than 55%.

Click Here to Register for Bank Exams 2020 Preparation Material

Practice With,

Frequently Asked Questions:

Q. Can final year students apply for bank exams?

Ans. Yes! final year students apply for bank exams

Q. Can engineering students apply for bank exams?

Ans. Yes! engineering students apply for bank exams.

Q. What is the minimum percentage required for bank exams?

Ans. It differs from bank to bank. Some banks ask for minimum percentage while some don’t.

Q. Which degree is best for bank job?

Ans. Every Degree is best to apply for bank jobs.

Q. How many attempts are permitted for SBI PO?

Ans. For UR category it is 4 while for SC/ST it is seven.