IS JAIIB REALLY THAT DIFFICULT TO CRACK?: IIBF (Indian Institute of Banking & Finance) conducts the JAIIB exam twice every year. But due to Pandemic JAIIB, May 2021 Exam was Postponed and is now scheduled for August.
The exam dates that have been finalized as of now are:
JAIIB EXAM DATES
| ONLINE MODE | ||
| EXAMINATION DATE | TIME | SUBJECTS |
| 28-08-2021 | ONLINE – Will be given in the admit Letter | Principles & Practices of Banking |
| 29-08-2021 | ONLINE – Will be given in the admit Letter | Accounting & Finance for Bankers |
| 05-09-2021 | ONLINE – Will be given in the admit Letter | Legal & Regulatory Aspects of Banking |
JAIIB has 3 Sections: PPB, AFB, LRB
What do JAIIB Aspirants think about these 3 subjects?
PPB: Easiest but Trickiest Section
AFB: Difficult Section
LRB: Conceptual but too much mugging up required in ACT
Yes, most of the Aspirants think in this direction and lose hope on JAIIB, but JAIIB is not difficult to qualify or I should say JAIIB is the exam in which Aspirants can Score more than 70% easily.
BUT HOW?
First of all, you need to identify your strengths and weaknesses, from the syllabus. Knowing the syllabus and doing proper analysis is key to starting any preparation.
So, let’s break down the Exam according to its pattern:
JAIIB EXAM PATTERN
| Marks | PPB | AFB | LRB |
| .5 Marks | 70 Question | 70 Question | 70 Question |
| 1 Marks | 35 Questions | 35 Questions | 35 Questions |
| 2 Marks | 15 Questions (Case Studies) | 15 Questions (Case Studies) | 15 Questions (Case Studies) |
It is evident from the pattern, 30% of the paper(from each subject) is from CASE STUDY. So, these 30 marks is quite achievable by attempting the section using the right approach. If you become good at the case study part by practicing and analyzing through mocks then you can easily achieve 30 marks out of 100 which will bring you one step closer to cracking the exam.
So, what do you need to do to qualify for your dream exam? How will you attempt the other 2 sections confidently?
For the other 2 Sections, You need to be diligent with your preparation. Revising the syllabus and practicing through the MOCK TEST SERIES will bring certainty in not only clearing the exam but to score well in it.
STRATEGY FOR ANOTHER 40 MARKS
Now that you have secured 30 marks, what remains is strengthening your remaining sections worth 40 more marks. For that, you can refer to our guide of most important
Topics in JAIIB that you should not miss at all.
| Day | PPB (1 hour/day) | AFB (1.5 hours/day) | LRB (1hour/day) |
| 1 | Priority Sector Advances | Time Value of Money (Theory) | Laws relating to Securities & Modes of Charging Part 1 |
| 2 | Non-Performing Asset | Time Value of Money (Numerical) | Laws relating to Securities & Modes of Charging Part 2 |
| 3 | Different mode of Charging Securities | Bond – YTM (Theory) | Letter of Credit |
| 4 | Payment & Collection of Cheque | Bond – YTM (Numerical) | Bank Guarantee |
| 5 | Consumer Protection Act | Depreciation (very imp) | Deferred Payment Guarantees |
| 6 | Ombudsman Scheme | Capital Budgeting (Theory) | Various types of Securities |
| 7 | AML/KYC | Capital Budgeting (Numerical) | Different types of borrowers |
| 8 | Agriculture Finance | Forex ( cross rate, forward rate) | Indemnities |
| 9 | MSME | Ratio ( Liquidity & Solvency) | Types of credit facilities |
| 10 | Finance Literacy | Ratio ( Activity & Profitability) | Sarfaesi |
| 11 | Ancillary Services | Company Accounts – Theory | Banking Ombudsman Scheme |
| 12 | Cash Operations | Company Accounts – Questions | Consumer Protection Act |
| 13 | Financial Inclusion | Bank Reconciliation Statement | Negotiable Instrument Act |
| 14 | Indian Financial System | 100 Questions from Module B | Debt Recovery Tribunal |
| 15 | Banking Regulation | 100 Questions from Module B | Bankers book evidence Act |
| 16 | CIBIL | 100 Questions from Module B | Companies Act |
| 17 | Role of Money Market | 100 Questions from Module D | Indian Partnership Act |
| 18 | Mutual Funds & Insurance Companies | 100 Questions from Module D | Prevention of Money Laundering Act |
| 19 | Role and function of Capital Market & SEBI | Mock Test | Control over Organisation of Banks |
| 20 | Recent Development in financial System | Mock Test | RTI & Obligation of Public Authorities |
Preparing these topics in the final days of your preparation should bring in enough confidence in you to gain another 40 marks easily on top of the 30 marks that you’ve gained using Case Studies alone.
This entire preparation plan should get you equipped with more than 70-80 marks worth of preparation for the JAIIB Aug examination. JAIIB is not that difficult to crack. What’s needed is smart work, grip on Case Studies & lots of practice on them.
Here’s Adda247 wishing you Good Luck for the examination!
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