Bank Holidays in January 2026, Check Complete List of Schedule Here

Bank holidays in January 2026 include national holidays, state-wise festivals, and regular weekly closures celebrated by banks across India. Being informed of these dates in advance helps customers plan branch visits, avoid delays in banking work, and manage financial tasks easily, especially during festivals and long weekends.

Bank Holidays in January 2026

Bank holidays in January 2026 include a mix of national holidays, regional festivals, and regular weekly closures followed by banks across India. Apart from festival and national holidays, banks will also be closed on all Sundays and on the second and fourth Saturdays, as per RBI rules. Checking the holiday list beforehand can save time, help you plan better, and avoid any last-minute banking issues.

List of Bank Holidays in January 2026

For candidates preparing for competitive banking exams, staying updated on the list of Bank Holidays in January 2026 is important for better planning. This table below provides a clear list of January 2026 bank holidays, helping aspirants manage their study schedule and banking work easily without last-minute problem.

Below is a detailed list of bank holidays across India, covering national holidays, regional festivals, all Sundays, second and fourth Saturdays, and bank closures notified as per RBI guidelines.

Brief Description of Bank Holidays in January 2026

January 2026 has several bank holidays. Let’s take a closer look at these holidays and understand the importance of each day. This easy guide helps you plan your banking work in advance by informing  you about the days when bank branches will remain closed in different states

1st January 2026 – New Year’s Day
New year’s day celebrated on the first day of the month of January, Banks remain closed in many states on this day.

4th January 2026 – Sunday Holiday
weekly holiday observed nationwide.

6th January 2026 -Guru Gobind Singh Jayanti: The holiday commemorates the birthday of the 10th Guru of the Sikhs, Guru Govind Singh. On the occasion, prayers for prosperity are offered in the gurudwaras and large processions are taken out on the roads. As part of the festival, special dishes are prepared and served.

10th January 2026 – Second Saturday
Banks remain closed across India as part of the  second Saturday holiday.

11th January 2026 – Sunday Holiday
  weekly holiday observed nationwide.

14th  January 2026 – Makar Sankranti / Pongal / Bhogi
Makar Sankranti marks the first day of the sun’s transit into capricorn. Pongal is widely celebrated in Tamil Nadu, while Bhogi marks the start of the festival with early morning bonfires.

15th  January 2026 – Pongal / Magh Bihu
Pongal celebrations continue with family rituals and festive meals. Magh Bihu is celebrated in Assam, marking the end of the harvest season.

18th  January 2026 – Sunday Holiday
weekly holiday observed nationwide.

24th  January 2026 – Fourth Saturday
Banks remain closed across India as per the fourth Saturday rule.

25th  January 2026 – Sunday Holiday
weekly holiday observed nationwide.

26th  January 2026 – Republic Day
A national holiday celebrated across India to mark the adoption of the Constitution. Banks, government offices, and institutions remain closed on this day.