The Assam Cooperative Apex Bank Memory Based Paper 2026 gives useful insights into the questions asked in the exam held on 28 June 2026 (Sunday) for the Assistant post (150 marks). This paper is based on feedback shared by candidates who appeared in the exam. It helps future aspirants understand the latest exam pattern, difficulty level, and types of questions asked.
Assam Cooperative Apex Bank Memory Based Paper 2026
The overall paper of Assistant was easy to moderate in difficulty level, with a mix of easy, moderate, and time consuming questions. The Assam Cooperative Apex Bank Exam 2026 was designed to check candidates’ basic knowledge, accuracy, and time management skills. Candidates who appeared in the exam have shared their feedback, helping aspirants understand the type and level of questions asked.
Assam Cooperative Apex Bank Memory Based Paper 2026 PDF Download
The Assam Cooperative Memory Based Paper 2026 PDF is helpful for candidates preparing for upcoming banking and cooperative exams. It includes real questions remembered by students from the exam held on 28 June 2026. Below the Memory Based PDF has been given.
Q1. Recently, the first commercial export of the Geographical Indication (GI)-tagged Sundarja Mangoes was successfully facilitated to the United Arab Emirates (UAE). This premium mango variety is natively grown in which of the following Indian states?
(a) Uttar Pradesh
(b) Madhya Pradesh
(c) Maharashtra
(d) Bihar
(e) Gujarat
Answer: b
Solution:
In June 2026, the Agricultural and Processed Food Products Export Development Authority (APEDA), under the Ministry of Commerce and Industry, facilitated the first commercial export of Geographical Indication (GI)-tagged Rewa Sundarja Mangoes from Madhya Pradesh to the United Arab Emirates (UAE).
The export marks a significant milestone in promoting India’s unique agricultural products and expanding the global presence of GI-tagged produce.
Q2. The Department of Atomic Energy (DAE) recently achieved a global milestone by inaugurating the world’s first nuclear heat-integrated hydrogen facility utilizing the indigenous Copper–Chlorine (Cu–Cl) thermochemical cycle. Which research entity indigenously developed this core thermochemical technology?
(a) Indira Gandhi Centre for Atomic Research (IGCAR)
(b) Bhabha Atomic Research Centre (BARC)
(c) Raja Ramanna Centre for Advanced Technology (RRCAT)
(d) Nuclear Power Corporation of India Limited (NPCIL)
(e) Variable Energy Cyclotron Centre (VECC)
Answer: b
Solution:
In a landmark achievement for India’s clean energy and advanced nuclear technology programme, the Department of Atomic Energy (DAE) inaugurated the world’s first Hydrogen Production Facility based on the Copper–Chlorine (Cu–Cl) Thermochemical Cycle at Indira Gandhi Centre for Atomic Research (IGCAR), Kalpakkam.
The facility utilizes nuclear process heat generated from the Fast Breeder Test Reactor (FBTR) for hydrogen production, marking a major technological breakthrough in the field of clean energy.
The facility was inaugurated by Dr. Ajit Kumar Mohanty, Secretary, Department of Atomic Energy and Chairman of the Atomic Energy Commission (AEC), in the presence of Shri Sreekumar G. Pillai, Director, IGCAR.
The project has been established as a technology demonstrator to validate the production of hydrogen using nuclear energy through the Copper–Chlorine thermochemical process, which has been developed indigenously by the Bhabha Atomic Research Centre (BARC), Mumbai.
The successful integration of nuclear process heat with hydrogen generation represents a pioneering achievement and demonstrates the potential of advanced nuclear technologies for producing clean hydrogen.
Q3. Recently, in June, 2026, India mobilized its military and logistics machinery to launch a major emergency relief mission to aid Venezuela following catastrophic twin earthquakes. What is the official code name designated for this Humanitarian Assistance and Disaster Relief (HADR) operation?
(a) Operation Maitri
(b) Operation Karuna
(c) Operation Amistad
(d) Operation Dost
(e) Operation Insaniyat
Answer: c
Solution:
In a gesture of solidarity with the people of the Bolivarian Republic of Venezuela, India launched Operation Amistad, a Humanitarian Assistance and Disaster Relief (HADR) mission to support the country following a devastating earthquake.
The operation was initiated in response to the massive destruction caused by a series of powerful earthquakes that resulted in extensive loss of life, injuries, and widespread damage to infrastructure.
The twin earthquakes struck in and around Caracas, the capital of Venezuela, on 24 June 2026.
The first earthquake, measuring 7.2 magnitude, occurred approximately 160 kilometres west of Caracas.
Just 39 seconds later, a second and stronger earthquake of 7.5 magnitude struck the region, further intensifying the devastation.
The twin earthquakes are feared to have claimed tens of thousands of lives and caused large-scale destruction in affected areas.
Q4. The upcoming environmental directive in Haryana introduces a strict enforcement timeline for vehicle owners. On which exact date does the ‘No PUC, No Fuel’ policy become legally binding in the designated regions?
(a) August 1, 2026
(b) September 15, 2026
(c) January 1, 2027
(d) November 1, 2026
(e) October 1, 2026
Answer: e
Solution:
The Haryana Government has decided to implement the “No Pollution Under Control (PUC) Certificate, No Fuel” policy in the National Capital Region (NCR) areas of the state from 1 October 2026.
Under this policy, vehicles that do not possess a valid Pollution Under Control (PUC) certificate will not be allowed to purchase fuel at petrol pumps.
Q5. Veteran cinema personality K. Bhagyaraj passed away at the age of 73. He was widely celebrated as a legendary figure primarily in which regional film industry?
(a) Telugu cinema
(b) Kannada Cinema
(c) Malayalam cinema
(d) Tamil cinema
(e) Hindi cinema
Answer: d
Solution:
Renowned Tamil film actor, director, screenwriter, and producer K. Bhagyaraj passed away in Chennai on 27 June 2026 following a severe cardiac arrest. He was 73 years old.
K. Bhagyaraj was one of the most influential personalities in the Tamil film industry and was widely admired for his contributions as an actor, filmmaker, writer, and storyteller.
Q6. The International Day of Micro, Small and Medium-sized Enterprises (MSME Day) is celebrated annually on June 27. What is the designated official global theme for the MSME Day 2026 observance?
(a) Empowering MSMEs through Innovation and Sustainable Industrial Development
(b) MSMEs and the Green Transition: Building a Resilient Future
(c) Small Businesses, Big Impact: Fostering Global Economic Prosperity
(d) Resilience and Rebuilding: MSMEs at the Forefront of Local Economies
(e) Digital Transformation and Financial Inclusion for Micro Enterprises
Answer: a
Solution:
International Day of Micro, Small and Medium-sized Enterprises (MSME Day) is observed annually on 27 June to recognize the vital contribution of Micro, Small and Medium Enterprises (MSMEs) to economic growth, employment generation, innovation, and sustainable development.
The observance highlights the significant role of MSMEs in promoting inclusive economic growth, fostering entrepreneurship, reducing poverty, and creating employment opportunities across the world.
Theme for 2026
The theme for International MSME Day 2026 is: “Empowering MSMEs through Innovation and Sustainable Industrial Development.”
The theme emphasizes the importance of innovation, digital transformation, sustainability, and industrial development in strengthening MSMEs and enhancing their contribution to economic progress.
Origin of the Observance
The United Nations General Assembly (UNGA) established MSME Day through a resolution adopted on 6 April 2017.
Since then, 27 June has been observed annually to acknowledge the role of MSMEs in achieving sustainable development and promoting global economic prosperity.
Q7. Under the newly introduced Responsible Business Conduct Third Amendment Directions, 2026, individual victims of digital payment fraud are eligible for capped compensation payouts under specific conditions. What is the maximum percentage of net loss or monetary cap an eligible customer can claim as compensation for a fraud loss up to ₹50,000?
(a) 100% of the net loss or ₹50,000, whichever is lower
(b) 85% of the net loss or ₹25,000, whichever is lower
(c) 75% of the net loss or ₹30,000, whichever is lower
(d) 90% of the net loss or ₹20,000, whichever is lower
(e) 50% of the net loss or ₹25,000, whichever is lower
Answer: b
Solution:
The Reserve Bank of India (RBI) has issued the RBI (Commercial Banks – Responsible Business Conduct) Third Amendment Directions, 2026, introducing a revised compensation framework for victims of fraudulent Electronic Banking Transactions (EBTs).
The new directions will come into force from 1 January 2027.
The revised framework aims to strengthen customer protection, enhance trust in the digital payment ecosystem, and reduce financial losses arising from cyber fraud and unauthorized electronic transactions.
Key Provisions of the New Framework
Under the revised guidelines, a bona fide individual customer who suffers a digital payment fraud involving a loss of up to ₹50,000 will be eligible for compensation if the fraud is reported within five calendar days.
The fraud must be reported both to the National Cyber Crime Portal or Cyber Helpline 1930 and to the concerned bank within the prescribed period.
Eligible customers will receive compensation equal to 85% of the net loss or ₹25,000, whichever is lower.
The compensation benefit can be availed only once during the customer’s lifetime.
Customers will bear zero liability if the fraud occurs due to negligence on the part of the bank or because of a third-party system breach, provided the incident is reported within the stipulated time.
The RBI has expanded customer protection to cover various forms of digital fraud, including phishing attacks, OTP theft, SIM swap fraud, coercion, fake UPI scams, and other fraudulent electronic banking transactions.
Responsibilities of Banks
Banks are required to provide 24×7 channels for reporting electronic banking frauds.
Instant SMS alerts must be sent for all electronic transactions above ₹500, along with email alerts to customers.
Banks must strengthen their fraud detection systems, cybersecurity infrastructure, and customer protection mechanisms.
In cases involving fraudulent credit card transactions, banks must provide a shadow reversal (temporary credit) within five calendar days of receiving the complaint.
Time Limits for Complaint Resolution
Domestic fraud complaints must be resolved within 45 days.
Cross-border fraud complaints must be resolved within 60 days.
Compensation Sharing Mechanism
For eligible domestic fraudulent electronic banking transactions, the compensation burden will be shared among the RBI, the customer’s bank, and the beneficiary bank.
In cross-border fraudulent transactions, compensation will be shared only between the RBI and the customer’s bank.
In domestic fraud cases:
RBI will bear 65% of the compensation burden.
Customer’s bank will bear 10%.
Beneficiary bank will bear 10%.
The remaining amount will be covered under the compensation framework.
In cross-border fraud cases:
RBI will bear 65% of the compensation.
Customer’s bank will bear the remaining 20%.
If any amount is subsequently recovered after compensation has been paid, banks must appropriately adjust the compensation amount.
Q8. The Indian Railway Catering and Tourism Corporation (IRCTC) recently flagged off the 11-day “Divine East Temple Tour” circuit to promote domestic cultural tourism. Which of the following specific train models is being utilized to operate this premium rail-based pilgrimage journey?
(a) Vande Bharat Express
(b) Bharat Gaurav Deluxe Tourist Train
(c) Tejas Corporate Express
(d) Maharaja Express Suite
(e) Amrit Bharat Express
Answer: b
Solution:
In June, 2026, the Indian Railway Catering and Tourism Corporation (IRCTC) has introduced a new tourism circuit titled “Divine East Temple Tour” under its Bharat Gaurav Deluxe Tourist Train initiative.
The 11-day rail journey offers pilgrims and tourists an opportunity to visit some of the most prominent religious destinations and cultural heritage sites across Uttar Pradesh, Odisha, West Bengal, and Jharkhand.
Q9. The flagship policy introduced by Odisha Chief Minister Mohan Charan Majhi operates under the promotional acronym GO-EAST. What does the technical policy acronym GO-EAST formally stand for within this regulatory framework?
(a) Government of Odisha Eastern Investment Accelerator and Special Task Force
(b) Global Odisha Economic Advancement and Sustainable Trade Policy
(c) Government of Odisha Enterprise Acceleration and Strategic Technology Taskforce
(d) Growth of Odisha Eastern Agrarian Sector and Tourism Development Initiative
(e) Government of Odisha Eco-Industrial Alliances and Special Tariff Engine
Answer: a
Solution:
In June 2026, the Government of Odisha unveiled the GO-EAST (Government of Odisha Eastern Investment Accelerator and Special Task Force) policy along with key amendments to the Industrial Policy Resolution (IPR) 2022.
The policy was announced by Chief Minister Mohan Charan Majhi during the Confederation of Indian Industry (CII) Eastern Region Council Meeting held in Bhubaneswar.
The GO-EAST initiative aims to attract fresh investments, accelerate project implementation, and promote industrial development, particularly in the state’s backward and underdeveloped districts.
The policy serves as a dedicated investment facilitation platform designed to attract industries from eastern and northeastern India and encourage them to establish operations in Odisha.
The initiative seeks to provide investors with faster government support, transparent approval mechanisms, and continuous monitoring of industrial projects.
Q10. The Shanghai Cooperation Organisation (SCO) Women’s Forum 2026 was successfully convened to deliberate on women’s leadership, gender equality, and sustainable socio-economic inclusion. In which of the following international cities was this multilateral forum hosted?
(a) Tashkent, Uzbekistan
(b) Dushanbe, Tajikistan
(c) Bishkek, Kyrgyz Republic
(d) Astana, Kazakhstan
(e) Beijing, China
Answer: c
Solution:
The Shanghai Cooperation Organisation (SCO) Women’s Forum 2026 was held in Bishkek, Kyrgyz Republic, on 26 June 2026.
The forum brought together representatives from SCO member countries to discuss issues related to women’s leadership, gender equality, women’s empowerment, and their participation in social and economic development.
The event provided a platform for member states to exchange experiences, share best practices, and strengthen cooperation in promoting women’s empowerment and inclusive development.
About the Shanghai Cooperation Organisation (SCO)
The Shanghai Cooperation Organisation (SCO) is a Eurasian intergovernmental organization established in 2001.
The organization aims to promote regional cooperation in areas such as security, economic development, connectivity, culture, and people-to-people exchanges.
Member Countries: China, India, Kazakhstan, Kyrgyzstan, Pakistan, Russia, Tajikistan, and Uzbekistan.
The IBPS PO Exam is a national-level banking recruitment examination conducted annually by the IBPS to recruit Probationary Officers (POs) in 11 participating public sector banks. With thousands of vacancies announced every year, the IBPS PO exam is an ideal opportunity for candidates looking to begin their professional journey in the public sector banking industry.
What is IBPS PO?
IBPS PO is an entrance exam used to select candidates for the post of Probationary Officer/Management Trainee in various public sector banks that participate in the IBPS recruitment process. Selected candidates undergo training and are later posted as officers in different banking roles. The selection process includes Prelims, Mains, and Interview, making consistent preparation the key to success.
Why IBPS PO is Popular
IBPS PO is one of the most sought-after career options among banking aspirants in India. Conducted by the Institute of Banking Personnel Selection, it offers a gateway into the public sector banking system with strong career prospects, stability, and professional growth opportunities.
It offers a stable and respected career in the public sector banking industry.
Provides an attractive salary package along with various allowances and perks.
Ensures strong career progression with regular promotion opportunities to higher managerial positions.
Comes with long-term job security and additional benefits such as medical facilities, pension schemes, and other employee welfare advantages.
Why Should Candidates Choose IBPS PO?
Provides entry into a reputed and secure career in the public sector banking industry under the Institute of Banking Personnel Selection.
Offers a stable government job environment with long-term job security and benefits.
Ensures strong career growth with regular promotions to higher managerial positions.
Gives practical exposure to banking operations, financial systems, and customer management.
Important Dates of IBPS PO 2026
The Institute of Banking Personnel Selection has released the IBPS PO 2026 exam dates. Candidates who are preparing for the Probationary Officer exam should carefully note all the important dates. Knowing these dates will help candidates plan their preparation, complete the syllabus on time, and revise properly before the exam.
IBPS PO 2026: Important Dates
IBPS PO 2026
30 June 2026
Online Registration Dates
1 July 2026 to 21 July 2026
IBPS PO Prelims Exam 2026
22nd and 23rd August 2026
IBPS PO Mains Exam 2026
04th October 2026
IBPS PO Vacancy Trend
The table below shows the IBPS PO vacancy trend over the last five years. It helps candidates understand how recruitment has changed over time and gives an idea of the number of vacancies announced each year.
IBPS PO Vacancy Trends
Year
Vacancies
2025
5208
2024
5973 (3955+885+1133)*
2023
5314
2022
8485
2021
4135
*Vacancy Increased
What is the Application Fees of IBPS PO 2026
The category-wise application fee is given below, which is required at the time of filling out the application form. Candidates must note that the IBPS PO Application Fee is non-refundable once they submit the fees. For SC/ ST/ PWD the application fee is Rs. 175, and for General and Others, the fee is Rs. 850.
IBPS PO Application Fees
Category
Application Fees
SC/ ST/ PWD
Rs. 175
General & Others
Rs. 850
Are You Eligible for IBPS PO 2026?
To apply for IBPS PO conducted by the Institute of Banking Personnel Selection, candidates must meet the following basic eligibility criteria:
Educational Qualification: Graduation in any discipline from a recognized university. Final-year students can apply (subject to proof at the time of joining). Basic computer knowledge is required.
Age Limit: 20 to 30 years. Age relaxation is applicable for reserved categories as per rules.
Nationality: Must be an Indian citizen or fall under eligible categories such as Nepal/Bhutan subjects, Tibetan refugees (before 1962), or Persons of Indian Origin with valid eligibility certificates.
Major Bank Participating in IBPS PO 2026
The IBPS PO is conducted by the Institute of Banking Personnel Selection (IBPS), which aims to fill Probationary Officer/ Management Trainee (PO/MT) vacancies across 11 public sector banks in India. These banks participate under the Common Recruitment Process (CRP PO/MT-XV) to select eligible candidates through Prelims, Mains and Interview stages. The list of participating banks includes:
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Indian Bank
Indian Overseas Bank
Punjab National Bank
Punjab & Sind Bank
UCO Bank
Union Bank of India
IBPS PO 2026 Exam Pattern
The IBPS PO 2026 selection process will involve three important stages: Prelims Exam, Mains Exam, and a Personal Interview.
IBPS PO Prelims Exam Pattern
IBPS PO Prelims Exam Pattern 2026
Subject
Questions
Marks
Time
English Language
30
30
20 minutes
Quantitative Aptitude
35
30
20 minutes
Reasoning Ability
35
40
20 minutes
Total: 100 questions, 100 marks, 1 hour
Negative Marking: –0.25 will be deducted for each wrong answer
IBPS PO Mains Exam Pattern 2026:
IBPS PO Mains Exam Pattern 2026 (Revised)
Section
Questions
Marks
Time
Reasoning & Computer Aptitude
40
60
50 minutes
English Language
35
40
40 minutes
Data Analysis & Interpretation
35
50
45 minutes
General/ Economy/ Banking Awareness
35
50
25 minutes
Total
145
200
160 minutes
Part B – Descriptive Test (25 marks – 30 minutes)
Format: 1 Essay + 1 Letter
Time limit: 30 minutes
Total Marks: 25
Stage 3: Personal Interview (100 marks)
This stage is conducted after clearing the Mains exam.
Evaluates personality, communication skills, and fit for the banking role
Minimum qualifying marks: 40% for General; 35% for reserved categories
Final selection: 80% weightage for Mains + 20% for Interview
How Many Times Can Aspirants Apply for IBPS PO?
The IBPS PO exam does not have any fixed limit on the number of attempts. Candidates can appear for the exam multiple times as long as they fulfill the eligibility conditions, mainly the age requirement.
There is no restriction on attempts for any category.
For General category candidates, the age limit is 20 to 30 years.
Candidates from SC, ST, OBC, and other reserved categories get age relaxation as per government rules.
Aspirants can take the IBPS PO exam every year until they reach the upper age limit.
Each attempt should be used to improve performance by learning from mistakes.
Better preparation and regular practice can increase the chances of success in future attempts.
IBPS PO 2026 Syllabus
The IBPS PO Syllabus covers four main areas in Prelims and Mains. Here is the complete topic-wise breakdown:
Section
Topic 1
Topic 2
Topic 3
Reasoning Ability (Prelims & Mains)
Puzzles & Seating Arrangement
Syllogisms
Inequalities
Blood Relations
Coding-Decoding
Data Sufficiency
Direction & Distance
Input-Output
Logical Reasoning
Alphanumeric Series
Order & Ranking
Statement & Assumptions
Computer Aptitude (Mains only)
Machine Input-Output
Critical Reasoning (Mains)
Quantitative Aptitude / Data Interpretation
Number Series
Simplification
Approximation
Percentage
Profit & Loss
Simple & Compound Interest
Time & Work
Speed, Distance & Time
Mixtures & Alligations
Ratio & Proportion
Averages
Partnership
Data Interpretation (Charts, Graphs, Tables)
Probability
Permutation & Combination
Quadratic Equations
Mensuration
Boats & Streams
English Language
Reading Comprehension
Cloze Test
Para Jumbles
Error Spotting
Fill in the Blanks
Sentence Correction
Sentence Improvement
Word Usage
Vocabulary
Match the Column
Inference-based Questions (Mains)
Essay Writing (Mains)
Letter Writing (Mains)
Para Completion
Odd Sentence Out
General / Economy / Banking Awareness (Mains)
Current Affairs (last 6 months)
Banking Awareness
Financial Awareness
Government Schemes
RBI Policies
Economic Surveys
Budget Highlights
International Organisations
Static GK (Headquarters, Taglines)
Capital Markets
Insurance Awareness
India’s Banking History
IBPS PO 2026 Selection Process
The IBPS PO selection process comprises three stages. Candidates must clear each stage to progress to the next. The final merit list is based on Mains and Interview scores only.
Stage
Type
Marks
Qualifying Nature
Stage 1
Preliminary Exam (Online)
100
Qualifying (not counted in merit)
Stage 2
Mains Exam – Objective + Descriptive (Online)
200 + 25
Counted in merit (80% weightage)
Stage 3
Interview (Personality Test)
100
Counted in merit (20% weightage)
Career Growth in IBPS PO
Promotions are generally based on a combination of factors such as performance, experience, seniority, and qualifying departmental exams conducted during the service period.
The career progression for an IBPS PO is structured and offers steady advancement over time. After joining as a Probationary Officer, candidates can move up the hierarchy through promotions and internal examinations.
Career Path:
Probationary Officer
Assistant Manager
Branch Manager
Senior Manager
AGM / DGM and higher positions
IBPS PO Previous Year Papers
IBPS PO Previous Year Question Papers are useful for understanding the pattern and types of questions asked in the exam. It helps them become familiar with both the Prelims and Mains exam formats. Reviewing these IBPS PO Previous Year Papers can guide your preparation, allowing you to identify weak areas and focus on them. Solving these papers regularly can also improve time management and boost confidence for the actual exam.
IBPS PO 2026 Salary
The IBPS PO post comes with an attractive salary package along with various allowances and perks.
Pay Component
Amount (Approx.)
Basic Pay (Starting)
Rs. 48,480/- per month
Gross Salary (including allowances)
Rs. 90,733/- per month
In-Hand Salary (after deductions)
Rs. 76,431/- per month
Candidates note that these figures are based on the previous year’s notification, and the exact salary for IBPS PO 2026 will be provided once the official notification is released.
Key Components of IBPS PO Salary 2026:
Allowances:
Dearness Allowance (DA)
Special Allowance
House Rent Allowance (HRA)
City Compensatory Allowance (CCA)
Learning Allowance and other location-based allowances
Perks & Benefits:
Medical insurance coverage
Travel and conveyance reimbursement
Newspaper and utility allowances
Pension benefits under the National Pension Scheme (NPS)
Job Role of an IBPS PO
An IBPS Probationary Officer, recruited through the Institute of Banking Personnel Selection, is responsible for handling a variety of banking operations and managerial tasks in a branch.
Managing customer service and day-to-day branch operations
Processing and evaluating loan applications
Handling account-related activities and documentation
Performing administrative and supervisory duties
Overseeing and coordinating with clerical staff
Best Resources for IBPS PO Preparation
For aspirants aiming to crack IBPS PO 2026, Adda247 offers a complete ecosystem of resources to cover every stage of preparation.
1. Video Courses & Expert Guidance
Adda247 provides comprehensive video courses for Quantitative Aptitude, Reasoning, English, and General Awareness.
Expert instructors explain concepts in a simple, easy-to-understand way, helping you strengthen fundamentals and tackle advanced problems.
2. Mobile App for Daily Practice
The Adda247 App gives access to daily quizzes, current affairs, practice questions, and performance tracking.
Study anytime, anywhere, and stay updated on banking and financial news.
3. Mock Tests & Previous Year Papers
Practice with full-length IBPS PO mock tests and previous year question papers (PYP) available on Adda247.
Simulate real exam conditions, analyze your strengths and weaknesses, and improve speed and accuracy before the actual exam.
4. Test Series & Sectional Practice
Adda247 offers section-wise test series to focus on your weaker areas in Quant, Reasoning, English, and GA.
Detailed performance analysis helps track progress and fine-tune your preparation strategy.
5. Revision & Study Material
Adda247 provides concise notes, formula sheets, and study material for last-minute revision.
Keep all important shortcuts, concepts, and current affairs in one place for quick and effective revision.
Is 6 Months Enough to Prepare for IBPS PO?
Yes, 6 months can be sufficient if you follow a focused and consistent plan. Preparing for IBPS PO 2026 in 6 months is possible with the right strategy and consistent effort. By focusing on concepts, practicing regularly, and taking mock tests, aspirants can cover the syllabus effectively and improve their chances of success. Here’s a simple approach:
Month 1–2: Build fundamentals in Quant, Reasoning, English; start reading current affairs.
Month 3–4: Practice section-wise questions; take small quizzes; identify weak areas.
Month 6: Solve previous year papers; take 3–4 full mocks weekly; focus on accuracy and speed.
Common Mistakes to Avoid in IBPS PO Preparation
Preparing for the IBPS PO exam can be challenging, and aspirants often fall into common traps that affect their performance. Being aware of these mistakes can save valuable time and improve your chances of success. Here are the key mistakes to avoid:
Ignoring the Syllabus: Many candidates start preparation without thoroughly understanding the syllabus. Skipping topics or studying randomly can lead to gaps in knowledge and lower scores. Always refer to the official IBPS PO syllabus before planning your strategy.
Overlooking Time Management: Time management is critical both during preparation and in the exam. Spending too much time on one section or practising excessively without a timetable can reduce efficiency. Create a daily and weekly schedule, and stick to it.
Relying Only on Coaching or Notes: Blindly following coaching material or notes without practising can be a mistake. Self-study, solving previous year papers, and attempting mock tests are equally important to gauge your preparation level.
Ignoring Mock Tests and Analysis: Taking mock tests without analyzing performance is a common error. Always review mistakes, understand weak areas, and work on them systematically. Mock tests are the closest simulation to the real exam.
Neglecting General Awareness: Many aspirants focus only on Quantitative Aptitude and Reasoning, neglecting General Awareness. Current affairs, banking awareness, and economic updates are crucial for the IBPS PO exam and can make a significant difference.
Last-Minute Preparation Panic: Cramming at the last moment often backfires. Instead, maintain a consistent study routine and revise regularly. Focus on strengthening weak areas and practising shortcuts rather than trying to learn everything at the last minute.
The competition now enters its most crucial stage as the RBI Grade B Phase 2 Exam 2026 approaches. Candidates who have qualified the phase 1 exam must now focus entirely on the Mains, as this stage plays a decisive role in the final selection. The RBI Grade B Mains Exam Date 2026 has been announced on the official website, giving aspirants a clear timeline to plan their preparation.
RBI Grade B Mains Exam Date 2026 Out
According to the official schedule, the RBI Grade B Mains Exam 2026 will be conducted on 25 and 26 July 2026. The General (DR) stream Phase 2 examination is scheduled for 25 July 2026, while the Department of Economic and Policy Research (DEPR) and Department of Statistics and Information Management (DSIM) Phase 2 examinations will be held on 26 July 2026.
3 (ESI, English Writing Skills & Finance & Management)
Question Type
Objective + Descriptive (English paper is fully descriptive)
Admit Card Status
Yet to be released
Expected Admit Card Release
10–15 days before the examination
Selection Process
Phase 1 → Phase 2 → Interview
Interview Marks
75 Marks
Official Website
https://www.rbi.org.in
RBI Grade B Phase 2 Exam Pattern 2026
The RBI Grade B Phase 2 Examination is conducted for a total of 300 marks and consists of three separate papers. While the English paper is completely descriptive, the Economic & Social Issues (ESI) and Finance & Management (FM) papers include both objective and descriptive sections.
Paper 1: Economic & Social Issues (ESI)
Maximum Marks: 100
Exam Duration: 2 Hours (120 Minutes)
Objective Section: 30 MCQs carrying 50 marks in total.
Descriptive Section: Candidates are required to answer 4 out of 6 questions, including two 15-mark questions and two 10-mark questions.
Paper 2: English (Writing Skills)
Maximum Marks: 100
Exam Duration: 90 Minutes
This paper is entirely descriptive and evaluates candidates’ writing ability through essay writing, precis writing, and reading comprehension.
Descriptive Section: Out of 6 questions, candidates need to attempt 4 questions comprising two questions of 15 marks and two questions of 10 marks.
RBI Grade B Phase 2 Exam Shift Timings 2026
The RBI Grade B Phase 2 Exam Shift Timings 2026 have not been announced yet. The Reserve Bank of India will mention the reporting time, gate closing time, and exam timings in the RBI Grade B Mains Admit Card 2026 which is expected to be released a few days before the examination.
What to Expect in RBI Grade B Mains 2026?
Candidates who cleared the phase 1 exam and will appearing for phase 2 can expect a balanced mix of conceptual, analytical, and descriptive questions. Based on the last five years trends, the RBI Grade B Mains exam has gradually become more application oriented, especially in the Economic & Social Issues (ESI) paper. Aspirants should focus not only on static concepts but also on current economic developments and answer-writing practice.
Economic & Social Issues (ESI) has become more analytical, with a greater emphasis on current affairs, economic reports, and government policies.
Finance & Management (FM) generally remains moderate, but the difficulty level can vary from year to year, making conceptual clarity essential.
English (Descriptive) is considered a scoring paper for candidates who regularly practice essay writing, precis writing, and comprehension.
In recent years, RBI has increasingly tested candidates’ ability to apply concepts rather than rely on factual memorization.
RBI Grade B Phase 2 Difficulty Trend (2021-2025)
Keeping these trends in mind, candidates must prioritize revision of current affairs, improve descriptive answer-writing skills, and practice previous year papers and mock tests to perform well in RBI Grade B Mains 2026.
Paper
2025
2024
2023
2022
2021
Economic & Social Issues
Difficult
Difficult
Moderate
Moderate
Moderate
English (Descriptive)
Moderate
Moderate
Easy
Moderate to Difficult
Moderate to Difficult
Finance & Management
Moderate
Difficult
Moderate
Moderate
Moderate
Overall Difficulty
Moderate to Difficult
Difficult
Moderate
Moderate
Moderate
RBI Grade B Mains Admit Card 2026: Release Date & Details
The RBI Grade B Mains Admit Card 2026 has not been released yet. Candidates can expect by the department to release the Phase 2 admit card around 10 to 15 days before the exam, which is scheduled to be held on 25 July 2026 (General) and 26 July 2026 (DEPR & DSIM). Candidates will be able to download their admit card from the official RBI recruitment portal using their Registration Number/Roll Number and Password/Date of Birth.
The admit card will contain the following details:
Candidate’s Name and Roll Number
Registration Number
Exam Date and Shift Timing
Reporting Time and Gate Closing Time
Exam Centre Address
Candidate’s Photograph and Signature
Important Exam Day Instructions
RBI Grade B Selection Process 2026
The RBI Grade B Selection Process 2026 consists of three stages.
Phase 1 (Prelims): Completed and qualifying in nature.
Phase 2 (Mains): Scheduled on 25 & 26 July 2026 and carries 300 marks.
Interview: Conducted after the Mains result for candidates who qualify Phase 2. The interview carries 75 marks.
Final Selection: The final merit list is prepared based on the combined marks obtained in Phase 2 (300 marks) and the Interview (75 marks).
The All India Bank Employees’ Association (AIBEA) has issued a circular highlighting important proposed changes in the recruitment process for bank Clerks and Customer Service Assistants (CSA). The main aim of these reforms is to reduce vacancy wastage, improve efficiency in selection, and make the process smoother for candidates and banks.
15700+ Bank Clerks To Be Recruited In 2026–27
The latest circular highlights a significant increase in recruitment demand from public sector banks for the financial year 2026–27. According to updated projections, 11 public sector banks have collectively proposed over 15,736 vacancies, which are being rounded off to 15,700+ clerk-level and related support positions for ease of presentation.
Over 15,700+ vacancies expected across public sector banks
Demand raised by 11 major public sector banks
Includes clerk-level and customer support-related positions
Indicates improved but still limited recruitment expansion
Key Updates of AIBEA Circular in Bank Clerk/CSA Recruitment
AIBEA’s proposed reforms aim to make bank recruitment more structured and vacancy-free. By changing the recruitment order and shifting the LLPT to an earlier stage, the system could become more efficient and candidate-friendly. However, concerns remain about the low number of recruitments, suggesting that further increases in bank staffing may be needed in the coming years.
1. Change in Recruitment Order (Officer First, Clerk Later)
To prevent seats from remaining vacant after the recruitment cycle, a new sequence has been proposed.
What is changing:
Earlier, officer and clerk/CSA results often overlapped
Many candidates selected for both preferred officer posts
This led to clerk/CSA vacancies remaining unfilled
New proposed system:
Officer recruitment will be completed first
Clerk/CSA results will be declared after officer selection
Candidates qualifying for both will move to officer posts first
Benefits:
Reduces unfilled clerk/CSA vacancies
Improves accuracy in manpower allocation
Avoids last-minute reshuffling of candidates
2. Local Language Proficiency Test (LLPT) to Be Conducted Earlier
Currently, LLPT is conducted by individual banks after selection, which often causes issues at the final stage.
Existing problem:
Candidates clear exams but fail LLPT later
Vacancies remain unfilled even after final selection
Delays in joining process
Proposed change:
IBPS will conduct LLPT before final selection list
Only language-qualified candidates will be included in final merit list
Benefits:
No last-stage rejection due to language issues
Faster and smoother joining process
Reduces administrative burden on banks
3. Increase in Recruitment Demand
The circular also mentions rising recruitment needs from public sector banks.
Key points:
11 public sector banks have increased hiring demand
Total vacancies for 2026–27: 15,736 posts
Shows improvement in recruitment planning
Union’s concern:
Still not enough compared to actual manpower requirement
Banking workload and customer demand continue to rise
Need for further increase in staffing levels
Government Confirms Implementation of the New Recruitment Process
The second part of the AIBEA circular confirms that the proposed recruitment reforms have now been accepted and will be implemented from the current recruitment cycle for appointments in 2027–28.
Officer Results to Be Declared First: IBPS will now officially announce Officer recruitment results before Clerk/CSA results, ensuring candidates selected for officer posts do not leave clerical vacancies vacant later.
New LLPT System Introduced: The Local Language Proficiency Test (LLPT) will no longer be conducted by individual banks. Instead, it will be conducted by an independent agency in coordination with IBPS, creating a uniform language assessment process.
LLPT to Shift to the Beginning of Recruitment: Over the next one to two years, the Local Language Test is expected to be moved to the initial stage of recruitment. Candidates may either:
Pass the LLPT before the selection process begins, or
Submit their Class 10 marksheet as proof that they studied the required local language.
The Life Insurance Corporation of India (LIC) has released the LIC AAO Score Card 2026 for candidates who appeared in the Online Examination and Interview stages. With the scorecard now available, candidates can review their overall performance along with section-wise marks and category-wise cut-off details to better understand their qualification status.
LIC AAO Score Card 2026 Out
The Life Insurance Corporation of India (LIC) has completed the entire recruitment cycle for the AAO 2025-26 examination and has now made the LIC AAO Score Card 2026 with Cut Off details available on its official portal www.licindia.in. With the release following the final stage of selection, candidates can now access their complete performance breakdown, including results from prelims, mains, and interview stages, along with the final qualifying status and cut-off marks.
Candidates who participated in the prelims, mains, and interview stages of the LIC AAO 2026 examination can now view their detailed scorecard through the official website, licindia.in. To access the LIC AAO Score Card 2026 simply visit the official portal and follow the provided download link.
How to Check LIC AAO Score Card?
Candidates can follow these simple steps to download their LIC AAO Score Card 2026:
Visit the official LIC website.
Go to the Careers or Recruitment section.
Click on the LIC AAO Score Card 2025-26 link.
Enter your Registration Number/Roll Number and Password/Date of Birth.
Fill in the captcha code and click on Login.
Your LIC AAO Score Card 2025-26 will appear on the screen.
Check your overall marks, section-wise scores, and cut-off marks.
Download and save the score card for future reference.
LIC AAO Score Card Download Error: Quick Fixes
If you are unable to download your LIC AAO Score Card 2026, try the following solutions:
Verify that you are entering the correct Registration Number/Roll Number and Password/Date of Birth.
Enter the captcha code carefully.
Clear your browser cache and cookies before trying again.
Use an updated browser such as Google Chrome, Microsoft Edge, or Mozilla Firefox.
Avoid logging in during peak hours if the website is slow.
Ensure you have a stable internet connection.
If the issue continues, wait for some time and try again later, as heavy traffic may temporarily affect the website.
Details Required to Check LIC AAO Score Card
To access the LIC AAO Score Card 2026, candidates must keep the following login credentials ready:
Registration Number/Username
Password or Date of Birth
Detailed Mentioned in LIC AAO Scorecard
Candidates can access their prelims score card online through the official LIC website. The scorecard contains:
Section-wise marks obtained
Overall score
Qualifying status
Maximum marks for each section
Checking the scorecard helps candidates analyze their performance and identify areas that need improvement for mains preparation.
LIC AAO Cut Off 2026
The Life Insurance Corporation of India (LIC) has released the LIC AAO cut off marks for 2026 alongside the LIC AAO scorecards. Cut off marks represent the minimum qualifying scores required for candidates to advance to the Mains examination stage. These marks vary by category and section, depending on factors such as the number of vacancies, the difficulty level of the exam, and the overall performance of the candidates.
LIC AAO Selection Process
The LIC AAO Selection Process 2026 consists of four stages. Candidates must qualify each stage separately to move to the next phase of the recruitment process.
Phase 1: Preliminary Exam – An online objective test where candidates must meet both sectional and overall cut off marks. The marks are only qualifying in nature.
Phase 2: Mains Exam – Includes objective and descriptive papers. Scores obtained here are considered for shortlisting candidates for the interview stage.
Phase 3: Interview – Candidates who qualify the mains are called for an interview carrying 60 marks. Final selection is based on mains + interview performance.
Phase 4: Medical Examination – Selected candidates must pass a medical fitness test before final appointment is confirmed.
LIC AAO Document Verification 2026
The Document Verification (DV) process is conducted for candidates who qualify for the Interview stage. During verification, candidates must produce all original documents along with self-attested photocopies. Failure to submit any required document or providing incorrect information may lead to cancellation of candidature.
Q1. The Ministry of External Affairs has officially revised the passport fee structure across all categories, effective from July 1, 2026. This fee revision was executed by enacting an amendment to which statutory rulebook?
(a) The Passports Act, 1967
(b) The Citizenship Rules, 2009
(c) The Passports Rules, 1980
(d) The Foreigners Order, 1948
(e) The Emigration Rules, 1983
Answer: c
Solution:
In June 2026, the Ministry of External Affairs (MEA) revised the passport fee structure across various categories through an amendment to the Passports Rules, 1980.
The revised passport fees will come into effect from 1 July 2026.
The fee revision follows the government’s clarification that a passport is primarily a travel document and not proof of citizenship.
Under the revised rates, the application fee for an ordinary 36-page passport has been increased from ₹1,500 to ₹2,500, while the Tatkal fee for the same category has been raised from ₹3,500 to ₹5,000.
Similarly, the fee for a 60-page ordinary passport has been increased from ₹2,000 to ₹3,500, whereas the Tatkal fee has been revised from ₹4,000 to ₹6,000.
The revised fee structure was notified by the Ministry of External Affairs through a notification dated 20 June 2026, which also substitutes Schedule IV of the Passports Rules, 1980.
The new schedule introduces separate categories for:
Applicants aged 18 years and above, including minors aged 15–18 years applying under the adult category.
Minor applicants below 18 years of age.
Revised Passport Fees (Effective from 1 July 2026)
Category
Existing Fee
Revised Fee
36-page Passport (Normal)
₹1,500
₹2,500
36-page Passport (Tatkal)
₹3,500
₹5,000
60-page Passport (Normal)
₹2,000
₹3,500
60-page Passport (Tatkal)
₹4,000
₹6,000
About the Passports Rules, 1980
The Passports Rules, 1980 were framed under the Passports Act, 1967.
The rules govern passport issuance, fees, application procedures, and related administrative matters in India.
Q2. In June, 2026, Vice-President Shri C. P. Radhakrishnan released a book in New Delhi titled “Sanskritir Ratna Bhandar: Bhaowaiyar Itibritto”. This book systematically traces the historical evolution of Bhawaiya. What is Bhawaiya?
(a) A traditional classical dance form of Odisha
(b) A rural folk music genre of North Bengal and Assam
(c) A traditional shadow puppetry style of Kerala
(d) A rare handloom weaving technique of Tripura
(e) An ancient martial art practice of Manipur
Answer: b
Solution:
On 25 June 2026, Vice-President C. P. Radhakrishnan released the book titled “Sanskritir Ratna Bhandar: Bhaowaiyar Itibritto” (Bhawaiya: A Cultural Treasure and Its Historical Journey) in New Delhi.
The book presents a comprehensive study of Bhawaiya, a prominent folk music tradition of North Bengal, Assam, and adjoining regions.
It systematically traces the historical evolution of Bhawaiya music and offers a fresh perspective on its origin, development, and cultural significance.
The publication highlights the rich heritage of the Bhawaiya tradition and its contribution to the cultural identity of eastern and northeastern India.
The book also seeks to preserve and promote this traditional folk art form by documenting its historical journey and artistic evolution.
Q3. India finished at the top of the medal standings at the ISSF Junior World Championships 2026. In which city and country was this prestigious shooting tournament hosted?
(a) Lima, Peru
(b) Cairo, Egypt
(c) Baku, Azerbaijan
(d) Changwon, South Korea
(e) Suhl, Germany
Answer: e
Solution:
India finished the ISSF Junior World Championships 2026 in Suhl, Germany, with a total of 25 medals, comprising 7 gold, 8 silver, and 10 bronze medals.
With this impressive performance, India topped the overall medal standings for the second consecutive edition of the championship.
India had also finished at the top of the medal table in the previous edition held in Lima, Peru, where the contingent won 24 medals.
Q4. The Appointments Committee of the Cabinet (ACC), chaired by Prime Minister Narendra Modi, has approved the appointment of which 1993-batch Indian Police Service (IPS) officer as the new Director of the Intelligence Bureau (IB) for a two-year tenure starting June 30, 2026?
(a) Shri Ravi Sinha
(b) Shri Samant Goel
(c) Shri Tapan Kumar Deka
(d) Shri Mahesh Dixit
(e) Shri Sanjay Kumar Mishra
Answer: d
Solution:
In June 2026, the Appointments Committee of the Cabinet (ACC), chaired by Prime Minister Narendra Modi, approved the appointment of Mahesh Dixit as the new Director of the Intelligence Bureau (IB).
Mahesh Dixit is a 1993-batch Indian Police Service (IPS) officer of the Andhra Pradesh cadre.
He will assume charge as the Director of the Intelligence Bureau on 30 June 2026, succeeding Tapan Kumar Deka.
The appointment has been made for a two-year tenure from the date of assuming office or until further orders, whichever is earlier.
Mahesh Dixit succeeds Tapan Kumar Deka, a 1988-batch IPS officer of the Himachal Pradesh cadre, who was appointed as the IB Director in 2022.
Q5. With Bangladesh officially joining the International Big Cat Alliance (IBCA), the total number of member countries in this India-led global initiative has risen to which milestone figure?
(a) 15 member countries
(b) 22 member countries
(c) 27 member countries
(d) 35 member countries
(e) 41 member countries
Answer: c
Solution:
In June 2026, Bangladesh joined the International Big Cat Alliance (IBCA), taking the total number of member countries in the alliance to 27.
Bangladesh’s entry into the alliance is considered an important step toward strengthening tiger conservation, biodiversity protection, and regional cooperation in South Asia.
The development also reinforces India’s environmental diplomacy and its leadership in global wildlife conservation initiatives.
About the International Big Cat Alliance (IBCA)
The International Big Cat Alliance (IBCA) is a treaty-based intergovernmental international organization and a legal entity headquartered in New Delhi, India.
The alliance was launched by Prime Minister Narendra Modi in April 2023 during the commemoration of 50 years of Project Tiger.
The IBCA became a full-fledged treaty-based international organization on 23 January 2025.
Q6. Which supercomputer emerged as the world’s most powerful system in the 67th TOP500 Supercomputer Rankings released in June 2026, officially displacing the USA’s El Capitan?
(a) Frontier (USA)
(b) LineShine (China)
(c) Aurora (USA)
(d) Jupiter (Germany)
(e) Fugaku (Japan)
Answer: b
Solution:
In June 2026, the 67th edition of the TOP500 Supercomputer Rankings was released during the International Supercomputing (ISC) High Performance 2026 Conference held in Hamburg, Germany.
The TOP500 is a biannual ranking that evaluates and lists the world’s most powerful supercomputers based on their computational performance.
According to the latest rankings, China’s LineShine, installed at the National Supercomputing Center in Shenzhen, emerged as the world’s fastest supercomputer, replacing the United States’ El Capitan at the top position.
The LineShine supercomputer is reported to be nearly 26 times faster than India’s most powerful supercomputer, Shakti Cloud.
India’s Shakti Cloud secured the 32nd position globally with a computing performance of 84.31 petaflops.
Top Supercomputers in TOP500 Rankings 2026
Rank
Supercomputer
Country
1
LineShine
China
2
El Capitan
United States
3
Frontier
United States
4
Aurora
United States
5
Jupiter
Germany
Q7. The International Day Against Drug Abuse and Illicit Trafficking is observed globally every year on June 26. In which year did the United Nations General Assembly officially pass the resolution to establish this day?
(a) 1973
(b) 1987
(c) 1995
(d) 2001
(e) 2015
Answer: b
Solution:
International Day Against Drug Abuse and Illicit Trafficking is observed globally on 26 June 2026.
The day aims to strengthen international action and cooperation to achieve the goal of a society free from drug abuse and illicit drug trafficking.
On 7 December 1987, the United Nations General Assembly (UNGA) adopted a resolution proclaiming 26 June as the International Day Against Drug Abuse and Illicit Trafficking.
Q8. Queen Máxima of the Netherlands visited India from in June, 2026, to evaluate the scaling impact of India’s Digital Public Infrastructure (DPI). In what specific international capacity did she undertake this official visit?
(a) President of the European Central Bank
(b) UN Secretary-General’s Special Advocate for Financial Health (UNSGSA)
(c) Managing Director of the International Monetary Fund (IMF)
(d) Chief Global Envoy for the World Economic Forum (WEF)
(e) Chairperson of the Financial Action Task Force (FATF)
Answer: b
Solution:
Prime Minister Narendra Modi met Queen Máxima of the Netherlands during her visit to India and discussed the transformative impact of India’s Digital Public Infrastructure (DPI) on financial inclusion and public service delivery.
The discussions focused on how India’s DPI-led initiatives have made financial services more accessible, affordable, and inclusive, while improving the Ease of Living and empowering citizens on a large scale.
Queen Máxima visited India from 23 to 25 June 2026 in her capacity as the United Nations Secretary-General’s Special Advocate for Financial Health (UNSGSA).
The visit aimed to assess how India’s digital public infrastructure is helping citizens build financial resilience and expand access to financial services.
Q9. The 12th edition of the India-EU Human Rights Dialogue, which was co-chaired by Additional Secretary Piyush Srivastava and EU Ambassador Hervé Delphin on June 24, 2026, was hosted in which of the following cities?
(a) Brussels, Belgium
(b) Geneva, Switzerland
(c) New Delhi, India
(d) Strasbourg, France
(e) Berlin, Germany
Answer: c
Solution:
The 12th India–European Union (EU) Human Rights Dialogue was held in New Delhi on 24 June 2026.
The dialogue served as an important platform for India and the European Union to exchange views on human rights issues and strengthen cooperation in the field of human rights.
The Indian side was co-chaired by Piyush Srivastava, Additional Secretary (Europe West), Ministry of External Affairs (MEA).
The European Union delegation was led by Hervé Delphin, Ambassador of the European Union to India.
The dialogue provided an opportunity for both sides to discuss developments related to human rights, democratic values, and the promotion and protection of fundamental freedoms.
Q10. In June 2026, Union Minister Piyush Goyal traveled to London and was honored with the “Special Award for Exceptional Leadership in Elevating UK-India Relations.” Which Union Ministry does he currently head in the Government of India?
(a) Ministry of External Affairs
(b) Ministry of Finance
(c) Ministry of Commerce and Industry
(d) Ministry of Corporate Affairs
(e) Ministry of Electronics and Information Technology
Answer: c
Solution:
In June 2026, Union Minister of Commerce and Industry Piyush Goyal received the Special Award for Exceptional Leadership in Elevating UK–India Relations at the Annual UK–India Awards 2026 held in London, United Kingdom.
The award recognizes his significant contribution to strengthening the strategic, economic, and trade relations between India and the United Kingdom.
The SBI PO Cut Off 2026 is the minimum score candidates need to qualify for each stage of the recruitment process. This year, SBI has announced around three times more vacancies than the last recruitment, which has increased the chances of selection. However, the final cut-off will also depend on the exam’s difficulty level and the number of candidates who appear.
SBI PO Cut Off 2026
Candidates should check the previous years’ SBI PO cut-off marks for Prelims, Mains, and Final Selection to understand the level of competition. This will help them set a clear score target for their preparation. Since the SBI PO exam has a single cut-off for all candidates across India, it is always better to aim for a score higher than the expected cut-off. With more vacancies in 2026, candidates have a good opportunity to secure a place in the final selection.
SBI PO Cut Off 2025
The SBI PO Cut Off 2025 serves as a crucial benchmark for candidates preparing in 2026, as it reflects the previous year’s competition level and exam trends. Studying previous year data not only helps in identifying safe score targets but also provides insight into how competitive the examination has become over time.
SBI PO Prelims Cut Off 2025
The category-wise benchmarks give aspirants a clear idea of the competition and the minimum scores required to advance.
SBI PO Prelims Cut Off 2025
Category
Cut Off Marks (Out of 100)
General
66.75
EWS
64.50
OBC
65.50
SC
59.25
ST
51.50
VI
52.50
HI
36.25
LD
54.50
D&E
35.50
SBI PO Mains Cut Off 2025 Out
Below we have given the category wise mains cut off 2025 marks:
Category
Cut-off Marks
General Category
75
Hearing Impairment
62.5
Other Backward Classes (OBC)
70
Visual Impairment
62.63
Economically Weaker Section (EWS)
75
Scheduled Tribe (ST)
62.51
Deaf and Dumb / Ex-Servicemen*
63.75
Scheduled Caste (SC)
62.75
Locomotor Disability
63.51
SBI PO Final Cut Off 2025
The final cut-off marks show the minimum score a candidate needs to get selected for the Probationary Officer (PO) post. These marks are calculated out of 100 and are decided after considering performance in the Mains exam and the Interview stage.
Category
Final Cut Off Marks (Out of 100)
ST
31.59
UR
46.79
HI
36.69
OBC
41.84
D & E
34.35
EWS
41.16
VI
44.95
SC
37.84
LD
41.55
SBI PO Cut Off Comparison of Last 5 Years
A look at SBI PO cut-off trends over the last five years shows notable shifts in the qualifying marks for both Prelims and Mains exams. Since the Prelims mainly functions as a screening test, its cut-off tends to be lower, while the Mains sees stiffer competition, resulting in higher benchmarks. These year-to-year variations underline the competitive and dynamic nature of the selection process, making it essential for candidates to strategize their preparation according to their category and the specific exam stage.
SBI PO Prelims Cut Off Trend of Last 5 Years
To ace the SBI PO exam candidates should study the cut-off trends as they help understand how the difficulty level has changed over the years. The category-wise cut-off marks for the Preliminary Exam from 2018 to 2023 have varied across different categories showing how competition has shifted. You can find the detailed cut-off data in the table given below
SBI PO Prelims Cut Off Trend of Last 5 Years
Category
2021
2022
2023
2024
2025
General
63
59.5
59.25
61.75
66.75
OBC
61.25
58.25
59.25
60.25
65.50
EWS
59.25
59.5
59.25
60.50
64.50
SC
54.75
52.5
53
55
59.25
ST
49.25
47.75
47.5
49
51.50
PWD (LD)
51.5
46.25
47.5
49.75
54.50
PWD (VI)
55.25
50.5
48.25
47.50
52.50
PWD (HI)
22.75
21.5
22.75
19.75
36.25
D&E
4.5
0
4.5
9.50
35.50
SBI PO Mains Cut Off Trend of Last 5 Years
The SBI PO mains category-wise cut-offs from 2018 to 2023 highlight variations in the marks required across different groups, which is essential for candidates to consider during their preparation. By reviewing these trends, aspirants can better understand the level of competition and adjust their strategies to target areas where the cut-offs have shifted.
SBI PO Mains Cut Off Trend of Last 5 Years
Category
2021
2022
2023
2024
2025
General
94.85
78.56
70.00
87.50
75
OBC
86.54
73.61
62.25
75
70
SC
77.32
65.34
57.50
75
62.75
ST
75.01
62.51
57.50
75
62.51
EWS
90.01
75.95
70.00
87.5
75
LD
75.35
62.62
57.50
75
63.51
VI
97.72
71.27
57.50
75
62.63
HI
75.77
62.8
58.00
–
62.50
D & E
75.17
63.46
58.25
–
63.75
SBI PO Cut Off 2024
In 2024, aspirants from the General category had to score around 61.75 marks to qualify for the SBI PO Prelims, whereas the cut-offs for SC and ST candidates were relatively lower. The Mains exam followed a similar approach, with category-wise cut-offs calculated based on the total scores from both the objective and descriptive sections, reflecting the overall performance required to move forward in the selection process.
SBI PO Prelims Cut Off 2024
The SBI PO cut-off marks are determined by several factors, including the difficulty level of the exam, the total number of vacancies, and the overall performance of candidates. These factors often cause the cut-off scores to vary each year for both the Prelims and Mains stages. Below, candidates can refer to the SBI PO Prelims Cut Off for 2024.
SBI PO Prelims Cut Off 2024
Category
Cut Off Marks (Out of 100)
General
61.75
EWS
60.25
OBC
60.50
SC
55
ST
49
VI
47.50
HI
19.75
LD
49.75
D&E
9.50
SBI PO Mains Cut Off 2024
The cut-off marks provide crucial insight into the minimum scores required to secure a place in the final merit list. These marks vary based on factors such as candidate category, exam difficulty level, and the number of vacancies available in the recruitment cycle.
Category
Final Cut Off (Out of 250)
SC
75
ST
75
OBC
75
GEN
87.5
EWS
87.5
LD
75
VI
75
HI
–
D&E
–
SBI PO Sectional Cut Off 2024
The SBI PO Sectional Cut Off 2024 refers to the minimum qualifying marks that candidates must score in each individual section of the exam Reasoning Ability, Quantitative Aptitude, and English Language in order to move to the next stage. While SBI generally follows an overall cut-off system, in some years or under specific conditions, sectional cut-offs may be considered.
Test I – Reasoning & Computer Aptitude: 6.00 (out of 60.00)
Test II – Data Analysis & Interpretation: 6.00 (out of 60.00)
Test IIII – General Awareness / Economy/ Banking Knowledge: 6.00 (out of 60.00)
Test IV – English Language: 2.00 (out of 20.00)
Test V – Descriptive Type Paper :5.00 (out of 50.00)
SBI PO Final Cut Off 2024
The SBI PO Final Cut Off 2024 has been released along with the final result. It reflects the minimum marks required after combining the Mains and Interview scores for final selection. Candidates can now check where they stand in the merit list based on their category.
Category
Final Cut Off (Out of 100)
SC
32.5
ST
33.36
OBC
40.96
GEN
46.24
EWS
36.85
LD
42.04
VI
33.63
HI
–
D&E
–
SBI PO Interview & Group Exercise Cut Off 2024
The SBI PO Interview & Group Exercise Cut Off 2024 has been released along with the final result. This cut-off represents the minimum marks (out of 50) required in the final phase of the selection process, which includes the Interview and Group Exercise. The cut-off varies by category, reflecting the competition and performance in the final stage.
Category
Cut-Off Marks (Out of 50)
GEN
20
SC
17.50
ST
17.50
OBC
17.50
EWS
20
LD
17.50
VI
17.50
HI
17.50
D & E
17.50
SBI PO Cut Off 2023
Candidates who score more than or equal to the minimum qualifying marks will be eligible for the next phase of the selection process. Here, candidates can go through the SBI PO Prelims and Mains Previous Year Cut Off 2023.
SBI PO Prelims Cut Off 2023
Check out the table below to get the detailed SBI PO Prelims Cut Off 2023. The Cut Off has been mentioned in a category-wise manner.
SBI PO Prelims Cut Off 2023
Category
Prelims Cut Off Marks
General/EWS/OBC
59.25
SC
53
ST
47.50
SBI PO Mains Cut Off 2023
SBI PO Mains Cut Off 2023, along with the interview qualifying marks has been made available. In this section, we have provided the category-wise cut-off marks after the SBI PO Mains Score Card 2023 was released on the official website.
SBI PO Mains Cut Off 2023
Category
Cut Off
GEN
70
SC
57.5
ST
57.5
OBC
62.25
EWS
70
LD
57.5
VI
57.5
HI
58
D & E
58.25
SBI PO Cut Off 2022
Candidates must secure marks equal to or above the minimum qualifying cut-off to progress to the next stage of the selection process. To aid their preparation, aspirants can review the SBI PO Prelims and Mains Cut Off for 2022 for a clear understanding of the benchmarks set in previous years.
SBI PO Prelims Cut Off 2022
The scores achieved in the SBI PO Prelims Exam cannot be considered in the creation of the ultimate merit list for the purpose of selection. Presented below is a table detailing the SBI PO Prelims Cut Off 2022 for the different categories.
SBI PO Prelims Cut Off 2022
Category
Cut off
GEN
59.50
SC
52.50
ST
47.75
OBC
58.25
EWS
59.50
LD
46.25
VI
50.50
HI
21.50
D & E
0.00
SBI PO Mains Cut Off 2022
The SBI PO Mains Cut Off is based on a total of 250 marks. Aspirants can refer to the SBI PO Mains Cut Off 2022 provided here.
SBI PO Mains Cut Off 2022
Category
Cut off (250)
GEN
78.56
SC
65.34
ST
62.51
OBC
73.61
EWS
75.95
LD
62.62
VI
71.27
HI
62.80
D & E
63.46
SBI PO Cut Off 2021
Reviewing the SBI PO Prelims and Mains Cut Off for 2021 provides valuable insights into the performance standards and competition level for that year, helping aspirants better prepare for the exam.
SBI PO Prelims Cut Off 2021
The given table comprises the SBI PO Cut Off 2021 category-wise for the preliminary examination.
SBI PO Prelims Cut Off 2021
Category
Cut off
General
63
OBC
61.25
SC
54.75
ST
49.25
EWS
62.75
SBI PO Mains Cut Off 2021
SBI has released the SBI PO Mains Cut Off 2021. Aspirants can refer to the presented table for the category-specific SBI PO Cut Off 2021, used to select candidates for the Group Exercise & Interview stage.
SBI PO Mains Cut Off 2021
Category
Cut-Off Marks (Out of 250)
GEN
94.85
SC
77.32
ST
75.01
OBC
86.54
EWS
90.01
LD
75.35
VI
97.72
HI
75.77
D & E
75.17
SBI PO Cut Off 2020
The SBI PO Prelims and Mains Cut Off for 2020 serves as a useful reference point, giving candidates a clear idea of the score requirements and the competitive trends of that year.
SBI PO Prelims Cut Off 2020
For unreserved candidates, the SBI PO Prelims Cut Off 2020 was 58.5. To examine the cut-off trend from the previous year, applicants can refer to the table below, presenting the category-specific SBI PO Prelims Cut Off 2020.
SBI PO Prelims Cut Off 2020
Category
Cut Off (out of 100)
General
58.5
SC
50
ST
43.75
OBC
56
EWS
56.75
SBI PO Mains Cut Off 2020
Applicants who successfully cleared the SBI PO prelims exam 2020 became eligible to appear for the mains examination. A breakdown of the SBI PO Mains Cut Off 2020, categorized by different groups, can be found in the table presented below.
SBI PO Mains Cut Off 2020
Category
Cut Off (Out of 250)
General
88.93
EWS
84.60
OBC
80.96
SC
73.83
ST
66.86
LD
80.45
VI
93.08
HI
63.10
D & E
63.25
SBI PO Cut Off 2019
The SBI PO Prelims and Mains Cut Off for 2019 highlights the level of competition and the benchmark scores for that year, offering valuable guidance for aspirants preparing for the exam.
SBI PO Prelims Cut Off 2019
The cut-off score for the unreserved category in the year 2019 prelims exam was 71. Below, aspirants will find the category-specific cut-off for the SBI PO Prelims 2019 exam.
SBI PO Prelims Cut Off 2019
Category
Cut Off Marks
GEN
71
SC
61.75
ST
54.75
OBC
68.25
EWS
68.25
SBI PO Mains Cut Off 2019
Aspirants can go through the SBI PO Mains Cut Off 2019 from the table mentioned below.
SBI PO Mains Cut Off 2019
Category
Cut Off Marks (Out of 250)
GEN
104.42
SC
82.50
ST
77.63
OBC
94.28
EWS
100.89
LD
86.51
VI
101.75
HI
75.36
D & E
75.14
SBI PO Cut Off 2018
The SBI PO Prelims and Mains Cut Off for 2018 provides a benchmark for understanding the difficulty level and score requirements of that year, helping aspirants plan their preparation effectively.
SBI PO Prelims Cut Off 2018
Candidates can check the category-wise SBI PO prelims cut off 2018 here.
SBI PO Prelims Cut Off 2018
Category
Cut Off Marks
GEN
56.75
SC
49
ST
43
OBC
54.25
OH
45.25
VH
49.00
HI
14.75
SBI PO Mains Cut Off 2018
In 2018, the SBI PO Mains cut-off for unreserved candidates was 93.1. The subsequent table provides an overview of the SBI PO Mains cut-off for 2018, organized by categories.
SBI PO Mains Cut Off 2018
Category
Cut Off Score
General (UR)
93.1
Other Backward Class (OBC)
86.42
Scheduled Caste (SC)
77.13
Scheduled Tribe (ST)
75.01
LD
75.03
VI
88.91
HI
75.16
SBI PO Final Previous Year Cut Off
Aspirants meeting the SBI PO Final Cut Off are eligible for the final selection as Probationary Officer in the State Bank Of India. Candidates need to have an idea of the SBI PO Final Previous Year Cut Off to get an insight into the cut off trend. The Final Previous Year Cut Off for SBI PO 2023, 2022 & 2021 has been mentioned here.
SBI PO Final Cut Off 2023
The SBI PO Final Cut Off 2023 has been prepared by measuring several factors such as the number of vacancies, category, number of candidates, difficulty level, etc.
SBI PO Final Cut Off 2023
Category
Cut Off
GEN
44.6
SC
37.15
ST
36.45
OBC
39.73
EWS
36.03
LD
33.68
VI
29.2
HI
32.25
D & E
32.98
SBI PO Final Cut Off 2022
The SBI PO Cut Off is determined by the standardized scores from both Phase II and Phase III. Below, you will find the SBI PO Final Cut Off 2022 category-wise.
SBI PO Final Cut Off 2022
Category
Cut-Off Marks (Out of 100)
GEN
48.12
SC
40.81
ST
38.42
OBC
43.37
EWS
43.01
LD
36.90
VI
39.10
HI
35.29
D & E
31.88
SBI PO Final Cut Off 2021
SBI has provided the SBI PO Final Cut Off score 2021. We have listed the SBI PO Cut Off in a table format, categorized by different groups, as officially released by the SBI.
SBI PO Final Cut Off 2021
Category
Cut-Off Marks (Normalized to 100)
GEN
53.40
SC
44.93
ST
41.55
OBC
47.41
EWS
47.94
LD
41.64
VI
49.93
HI
41.59
D & E
33.16
SBI PO Interview Qualifying Marks
SBI PO Interview Qualifying Marks are published category-wise. The minimum qualifying mark for the SBI PO Interview is out of 50. Here, we have provided the SBI PO Interview Qualifying Marks for the year.
SBI PO Interview Qualifying Marks
Category
Cut-Off Marks (Out of 50)
GEN
20
SC
17.50
ST
17.50
OBC
17.50
EWS
20
LD
17.50
VI
17.50
HI
17.50
D & E
17.50
Factors Deciding SBI PO Final Cut Off 2025
Applicants are required to achieve a designated SBI PO Cut Off 2025 for qualifying for each phase. The minimum qualifying marks are determined based on the following factors:
Vacancy: The SBI PO Final Cut Off 2025 depends on the number of vacancies. Any change in vacancy numbers has an impact on the cut-off, whether it increases or decreases.
Difficulty Level: The SBI PO Cut Off 2025 is also influenced by the level of the exam. If the exam is easy, the cut-off tends to rise. Conversely, a tougher exam leads to a lower cut-off.
Number of Participants: The number of candidates appearing for the exam also contributes to determining the cut-off.
What After SBI PO Cut Off
Once the SBI PO cut-off is declared, candidates can check whether they have cleared the minimum qualifying marks for their respective category. Clearing the cut-off is the first step toward progressing in the recruitment journey.
Shortlisting for Mains Exam: Candidates who meet or exceed the Prelims cut-off are shortlisted for the SBI PO Mains Exam. This stage tests both objective and descriptive skills, making it more challenging than the screening round.
Preparation Strategy: Knowing the cut-off helps aspirants gauge the competition level and plan their preparation for Mains accordingly. It also highlights areas that may need extra focus based on past trends.
Final Selection Path: After Mains, candidates must clear the Group Exercise and Interview stage to secure the final appointment as an SBI Probationary Officer.
The SBI PO 2026 recruitment process is underway, and candidates preparing for the exam should also check the mains previous years’ cut-off trends. The SBI PO Mains Cut Off helps candidates understand the level of competition and set a realistic target score. By analysing previous years’ cut-offs, candidates can plan their preparation more effectively and improve their chances of qualifying for the next stage.
SBI PO Mains Cut Off Trend of Last 3 Years
The SBI PO Mains cut-off changes every year based on factors like the difficulty level of the exam, number of vacancies, and overall candidate performance. Checking the previous years’ cut-off marks helps candidates understand the competition and set a better preparation target.
Category
2025
2024
2023
General
75.00
87.50
70.00
OBC
70.00
75.00
62.25
SC
62.75
75.00
57.50
ST
62.51
75.00
57.50
EWS
75.00
87.50
70.00
LD
63.51
75.00
57.50
VI
62.63
75.00
57.50
HI
62.50
–
58.00
D & E
63.75
–
58.25
Factors Affecting SBI PO Mains Cut Off
The SBI PO Mains Cut Off is not the same every year. It changes depending on several factors related to the exam and the overall competition. Before the cut-off is released, SBI considers the following factors:
Number of Vacancies: If more vacancies are announced, the cut-off may be lower. Fewer vacancies usually lead to a higher cut-off.
Difficulty Level of the Exam: A difficult paper may result in a lower cut-off, while an easier paper can increase the cut-off.
Number of Candidates Appearing: If a large number of candidates appear and perform well, the competition increases, which can raise the cut-off.
Overall Performance of Candidates: The better the overall performance of candidates, the higher the cut-off is likely to be.
Category-wise Vacancies: The cut-off is released separately for different categories, depending on the vacancies available for each category.
Why is the SBI PO Mains Cut Off Important?
The cut-off marks give you an idea of the minimum score needed to succeed. This allows you to focus your preparation on crucial areas that contribute significantly to the overall score, ensuring you’re targeting the right sections. Here are few pointers which can help you to understand the importance of the exam:
Helps Set a Target Score : Previous years’ cut-offs help candidates understand the score they should aim for in the SBI PO Mains Exam.
Shows the Competition Level : The cut-off reflects the level of competition every year and helps candidates prepare accordingly.
Helps in Better Preparation : Candidates can focus more on important topics after understanding the expected cut-off trend.
Improves Time Management :Knowing your target score helps you decide how many questions to attempt during the exam.
Keeps You Motivated : Having a clear target score encourages consistent preparation and regular practice.